Employees: 03 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2010-03-15 (16 years)Status: ActiveBusiness sector: Conseil pour les affaires et autres conseils de gestionLocation: VILLENEUVE-D'ASCQ (59493), Nord
JD FINANCE : revenue, balance sheet and financial ratios
JD FINANCE is a French company
founded 16 years ago,
specialized in the sector Conseil pour les affaires et autres conseils de gestion.
Based in VILLENEUVE-D'ASCQ (59493),
this company of category PME
shows in 2023 a revenue of 1.3 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, JD FINANCE generates positive net income of 131 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2024: 93 k€ -> 131 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
131 002 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.081%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
69.663%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2020
2021
2022
2023
2024
Debt ratio
11.377
1.861
22.267
19.782
12.637
7.031
0.081
Financial autonomy
75.934
85.207
68.037
68.312
65.496
73.085
69.663
Repayment capacity
0.45
0.032
0.967
0.659
0.457
0.269
None
Cash flow / Revenue
14.513%
23.873%
17.031%
20.34%
16.307%
16.654%
None%
Sector positioning
Debt ratio
0.082024
2022
2023
2024
Q1: 0.0
Med: 3.98
Q3: 41.81
Good-28 pts over 3 years
In 2024, the debt ratio of JD FINANCE (0.08) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
69.66%2024
2022
2023
2024
Q1: 4.2%
Med: 38.87%
Q3: 76.44%
Good
In 2024, the financial autonomy of JD FINANCE (69.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
0.27 years2023
2022
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 1.06 years
Average
In 2023, the repayment capacity of JD FINANCE (0.27) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 219.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
219.505
Liquidity indicators evolution JD FINANCE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
325.343
340.691
316.286
287.168
222.525
315.777
219.505
Interest coverage
0.0
2.359
0.227
1.07
0.843
3.516
None
Sector positioning
Liquidity ratio
219.52024
2022
2023
2024
Q1: 138.87
Med: 313.12
Q3: 966.61
Average
In 2024, the liquidity ratio of JD FINANCE (219.50) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
3.52x2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 0.24x
Excellent
In 2023, the interest coverage of JD FINANCE (3.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution JD FINANCE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2020
2021
2022
2023
2024
Operating WCR
120 358 €
165 408 €
222 992 €
321 142 €
348 892 €
444 118 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
Customer payment term (days)
60
18
16
19
19
16
0
Supplier payment term (days)
61
42
70
27
24
20
0
Positioning of JD FINANCE in its sector
Comparison with sector Conseil pour les affaires et autres conseils de gestion
Valuation estimate
Based on 69 transactions of similar company sales
in 2024,
the value of JD FINANCE is estimated at
907 255 €
(range 342 559€ - 2 271 117€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
69 tx
342k€907k€2271k€
907 255 €Range: 342 559€ - 2 271 117€
NAF 5 année 2024
Valuation method used
Net Income Multiple
131 002 €
×
6.9x
=907 255 €
Range: 342 560€ - 2 271 117€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Conseil pour les affaires et autres conseils de gestion)
Compare JD FINANCE with other companies in the same sector:
Yes, JD FINANCE generated a net profit of 131 k€ in 2024.
Where is the headquarters of JD FINANCE ?
The headquarters of JD FINANCE is located in VILLENEUVE-D'ASCQ (59493), in the department Nord.
Where to find the tax return of JD FINANCE ?
The tax return of JD FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does JD FINANCE operate?
JD FINANCE operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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