SIREN : 442907515
J.C.F.GESTION is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in PORNICHET (44380), this company of category PME shows in 2025 a revenue of 386 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 386 400 € | 386 369 € | 384 350 € | 370 934 € | 307 602 € | 272 149 € | 237 912 € | 321 716 € | 240 838 € |
| Net income | 213 019 € | 301 241 € | 181 185 € | 318 033 € | 240 638 € | -57 938 € | 172 074 € | 300 138 € | 117 122 € |
| EBITDA | -11 997 € | 4 879 € | 9 087 € | -46 216 € | 28 038 € | -43 600 € | 16 988 € | 12 881 € | -24 412 € |
| Net margin | 55.1% | 78.0% | 47.1% | 85.7% | 78.2% | -21.3% | 72.3% | 93.3% | 48.6% |
In 2025, J.C.F.GESTION achieves revenue of 386 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +6.1%. Vs 2024: +0%. After deducting consumption (0 €), gross margin stands at 386 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -12 k€, representing -3.1% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -346%, reducing margin by 4.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 213 k€, i.e. 55.1% of revenue. This profit can be retained or distributed to shareholders.
386 400 €
386 400 €
-11 997 €
-9 589 €
213 019 €
-3.1%
The debt ratio (= Financial debt / Equity x 100) stands at 93%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 52.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
93.48%
46.212%
52.065%
3.118
In 2025, the debt ratio of J.C.F.GESTION (93.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of J.C.F.GESTION (46.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of J.C.F.GESTION (3.12) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 198.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
197.999
-31.249
In 2025, the liquidity ratio of J.C.F.GESTION (198.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of J.C.F.GESTION (-31.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. Favorable situation: supplier credit is longer than customer credit by 5 days. WCR is negative (-118 days): operations structurally generate cash. Notable WCR improvement over the period (-2262%), freeing up cash.
-126 353 €
8 j
13 j
0 j
-118 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 147 516€ to 1 337 451€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare J.C.F.GESTION with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of J.C.F.GESTION in 2025 is 386 k€.
Yes, J.C.F.GESTION generated a net profit of 213 k€ in 2025.
The headquarters of J.C.F.GESTION is located in PORNICHET (44380), in the department Loire-Atlantique.
The tax return of J.C.F.GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
J.C.F.GESTION operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.