SIREN : 495299091
JC2M is a French company founded 19 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in MONTAUBAN (82000), this company of category PME shows in 2025 a revenue of 1.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 658 271 € | 1 673 065 € | 1 562 599 € | 1 511 323 € | 1 325 547 € | 1 150 867 € | 960 582 € | 892 047 € | N/C |
| Net income | -159 503 € | 778 258 € | -159 895 € | 926 964 € | -194 150 € | 492 467 € | -56 160 € | -71 743 € | -71 970 € |
| EBITDA | 15 214 € | -10 531 € | 26 484 € | 197 € | 6 421 € | -138 044 € | -8 776 € | 5 340 € | -5 828 € |
| Net margin | -9.6% | 46.5% | -10.2% | 61.3% | -14.6% | 42.8% | -5.8% | -8.0% | N/C |
In 2025, JC2M achieves revenue of 1.7 M€. Over the period 2018-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +9.3%. Slight decline of -1% vs 2024. After deducting consumption (0 €), gross margin stands at 1.7 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 0.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -160 k€ (-9.6% of revenue), which will impact equity.
1 658 271 €
1 658 271 €
15 214 €
41 500 €
-159 503 €
0.9%
The debt ratio (= Financial debt / Equity x 100) stands at 125%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
124.816%
40.894%
-0.344%
-760.672
32.2%
In 2025, the debt ratio of JC2M (124.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of JC2M (40.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of JC2M (-760.67) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 430.61. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1458.0x. Operating income very largely covers interest expenses: high safety margin.
430.608
1457.993
In 2025, the liquidity ratio of JC2M (430.61) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of JC2M (1458.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 165 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 34 days. The gap of 131 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 322 days of revenue, i.e. 1.5 M€ to permanently finance.
1 484 318 €
165 j
34 j
0 j
322 j
Based on 170 transactions of similar company sales (all years), the value of JC2M is estimated at 505 701 € (range 333 948€ - 629 417€). With an EBITDA of 15 214€, the sector multiple of 6.8x is applied. The price/revenue ratio is 0.71x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 170 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JC2M with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of JC2M in 2025 is 1.7 M€.
JC2M recorded a net loss in 2025.
The headquarters of JC2M is located in MONTAUBAN (82000), in the department Tarn-et-Garonne.
The tax return of JC2M is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JC2M operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.