SIREN : 451524797
JAVEY FINANCE is a French company founded 22 years ago, specialized in the sector Activités des sociétés holding. Based in GY (70700), this company of category PME shows in 2024 a revenue of 589 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 589 030 € | 554 958 € | 537 713 € | 524 910 € | 496 351 € | 461 064 € | 466 427 € | 463 276 € | 461 729 € |
| Net income | 138 058 € | 128 820 € | 115 962 € | 125 053 € | 113 347 € | 125 539 € | 54 490 € | 22 053 € | 19 229 € |
| EBITDA | 31 472 € | 28 741 € | 21 415 € | 31 972 € | 14 520 € | 18 556 € | 39 441 € | 26 869 € | 21 279 € |
| Net margin | 23.4% | 23.2% | 21.6% | 23.8% | 22.8% | 27.2% | 11.7% | 4.8% | 4.2% |
In 2024, JAVEY FINANCE achieves revenue of 589 k€. Revenue is growing positively over 9 years (CAGR: +3.1%). Vs 2023: +6%. After deducting consumption (-9 €), gross margin stands at 589 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 31 k€, representing 5.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 138 k€, i.e. 23.4% of revenue. This profit can be retained or distributed to shareholders.
589 030 €
589 039 €
31 472 €
41 000 €
138 058 €
5.3%
The debt ratio (= Financial debt / Equity x 100) stands at 40%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 23.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
40.084%
68.807%
22.951%
6.383
43.5%
In 2024, the debt ratio of JAVEY FINANCE (40.08) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of JAVEY FINANCE (68.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of JAVEY FINANCE (6.38) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 219.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 32.2x. Operating income very largely covers interest expenses: high safety margin.
219.374
32.2
In 2024, the liquidity ratio of JAVEY FINANCE (219.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of JAVEY FINANCE (32.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 64 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. The company must finance 4 days of gap between collections and payments. WCR is negative (-30 days): operations structurally generate cash. Notable WCR improvement over the period (-131%), freeing up cash.
-48 624 €
64 j
60 j
0 j
-30 j
Based on 54 transactions of similar company sales
in 2024,
the value of JAVEY FINANCE is estimated at
220 450 €
(range 103 318€ - 461 038€).
With an EBITDA of 31 472€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JAVEY FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JAVEY FINANCE in 2024 is 589 k€.
Yes, JAVEY FINANCE generated a net profit of 138 k€ in 2024.
The headquarters of JAVEY FINANCE is located in GY (70700), in the department Haute-Saone.
The tax return of JAVEY FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JAVEY FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.