SIREN : 348233875
JANY MICHEL is a French company founded 37 years ago, specialized in the sector Construction de maisons individuelles. Based in VIEILLE-TOULOUSE (31320), this company of category PME shows in 2022 a revenue of 693 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 693 229 € | 726 153 € | 747 770 € | 784 437 € | 639 485 € |
| Net income | 8 448 € | 2 932 € | 14 916 € | 9 454 € | 25 724 € |
| EBITDA | 35 916 € | 7 236 € | 12 740 € | 1 575 € | 69 386 € |
| Net margin | 1.2% | 0.4% | 2.0% | 1.2% | 4.0% |
In 2022, JANY MICHEL achieves revenue of 693 k€. Revenue is growing positively over 5 years (CAGR: +1.4%). Slight decline of -5% vs 2021. After deducting consumption (242 k€), gross margin stands at 451 k€, i.e. a rate of 65%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 36 k€, representing 5.2% of revenue. Positive scissor effect: EBITDA margin improves by +4.2 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 1.2% of revenue. This profit can be retained or distributed to shareholders.
693 229 €
451 003 €
35 916 €
29 914 €
8 448 €
5.2%
The debt ratio (= Financial debt / Equity x 100) stands at 151%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
151.47%
25.038%
2.085%
11.692
7.5%
In 2022, the debt ratio of JANY MICHEL (151.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of JANY MICHEL (25.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of JANY MICHEL (11.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 240.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.0x. Financial charges are adequately covered by operations.
240.079
2.962
In 2022, the liquidity ratio of JANY MICHEL (240.08) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of JANY MICHEL (3.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 59 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. The gap of 42 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 117 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 126 days of revenue, i.e. 243 k€ to permanently finance. Over 2016-2022, WCR increased by +66%, requiring additional financing.
242 887 €
59 j
17 j
117 j
126 j
Based on 113 transactions of similar company sales (all years), the value of JANY MICHEL is estimated at 92 593 € (range 42 036€ - 193 856€). With an EBITDA of 35 916€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JANY MICHEL with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of JANY MICHEL in 2022 is 693 k€.
Yes, JANY MICHEL generated a net profit of 8 k€ in 2022.
The headquarters of JANY MICHEL is located in VIEILLE-TOULOUSE (31320), in the department Haute-Garonne.
The tax return of JANY MICHEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JANY MICHEL operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.