SIREN : 412159303
JAMALE is a French company founded 29 years ago, specialized in the sector Supermarchés. Based in BUIS-LES-BARONNIES (26170), this company of category PME shows in 2024 a revenue of 10.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10 783 966 € | 10 531 122 € | 9 545 399 € | 9 162 464 € | 8 520 087 € | 7 978 183 € | 6 542 194 € | 6 564 957 € | 6 448 025 € |
| Net income | 627 134 € | 646 768 € | 379 931 € | 398 905 € | 331 949 € | 202 533 € | 261 417 € | 309 166 € | 309 587 € |
| EBITDA | 899 388 € | 948 795 € | 623 596 € | 659 049 € | 559 288 € | 395 845 € | 454 376 € | 548 062 € | 560 403 € |
| Net margin | 5.8% | 6.1% | 4.0% | 4.4% | 3.9% | 2.5% | 4.0% | 4.7% | 4.8% |
In 2024, JAMALE achieves revenue of 10.8 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.6%. Vs 2023: +2%. After deducting consumption (8.4 M€), gross margin stands at 2.4 M€, i.e. a rate of 22%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 899 k€, representing 8.3% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 627 k€, i.e. 5.8% of revenue. This profit can be retained or distributed to shareholders.
10 783 966 €
2 414 761 €
899 388 €
831 960 €
627 134 €
8.3%
The debt ratio (= Financial debt / Equity x 100) stands at 661%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
660.628%
12.248%
6.359%
9.586
18.5%
In 2024, the debt ratio of JAMALE (660.63) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of JAMALE (12.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of JAMALE (9.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1327.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
1327.928
0.051
In 2024, the liquidity ratio of JAMALE (1327.93) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of JAMALE (0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. Favorable situation: supplier credit is longer than customer credit by 17 days. Inventory turnover is 9 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 196 days of revenue, i.e. 5.9 M€ to permanently finance. Over 2016-2024, WCR increased by +130%, requiring additional financing.
5 879 634 €
0 j
17 j
9 j
196 j
Based on 551 transactions of similar company sales in 2024, the value of JAMALE is estimated at 3 600 645 € (range 1 475 028€ - 7 544 850€). With an EBITDA of 899 388€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JAMALE with other companies in the same sector:
The revenue of JAMALE in 2024 is 10.8 M€.
Yes, JAMALE generated a net profit of 627 k€ in 2024.
The headquarters of JAMALE is located in BUIS-LES-BARONNIES (26170), in the department Drome.
The tax return of JAMALE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JAMALE operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.