SIREN : 538390394
JAM GESTION is a French company founded 14 years ago, specialized in the sector Gestion de fonds. Based in SAINT-MARS-DU-DESERT (44850), this company of category PME shows in 2025 a revenue of 39 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 38 875 € | 58 833 € | 108 000 € | 134 000 € | 174 849 € | 196 531 € |
| Net income | 355 462 € | 224 572 € | 504 521 € | -4 985 € | 47 044 € | 67 051 € |
| EBITDA | -59 240 € | -71 044 € | -81 684 € | -51 562 € | -9 321 € | 21 025 € |
| Net margin | 914.4% | 381.7% | 467.1% | -3.7% | 26.9% | 34.1% |
In 2025, JAM GESTION achieves revenue of 39 k€. Revenue is declining over the period 2019-2025 (CAGR: -23.7%). Significant drop of -34% vs 2024. After deducting consumption (0 €), gross margin stands at 39 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -59 k€, representing -152.4% of revenue. Warning negative scissor effect: despite revenue change (-34%), EBITDA varies by +17%, reducing margin by 31.6 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 355 k€, i.e. 914.4% of revenue. This profit can be retained or distributed to shareholders.
38 875 €
38 875 €
-59 240 €
-72 339 €
355 462 €
-152.4%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
1.902%
91.316%
-77.111%
-0.953
99.0%
In 2025, the debt ratio of JAM GESTION (1.90) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of JAM GESTION (91.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of JAM GESTION (-0.95) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 858.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
858.584
-2.767
In 2025, the liquidity ratio of JAM GESTION (858.58) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of JAM GESTION (-2.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 88 days. Excellent situation: suppliers finance 88 days of the operating cycle (retail model). WCR is negative (-853 days): operations structurally generate cash. Notable WCR improvement over the period (-223%), freeing up cash.
-92 137 €
0 j
88 j
0 j
-853 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 187 708€ to 1 106 091€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JAM GESTION with other companies in the same sector:
The revenue of JAM GESTION in 2025 is 39 k€.
Yes, JAM GESTION generated a net profit of 355 k€ in 2025.
The headquarters of JAM GESTION is located in SAINT-MARS-DU-DESERT (44850), in the department Loire-Atlantique.
The tax return of JAM GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JAM GESTION operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.