SIREN : 909124430
JAM is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in LA FARE-LES-OLIVIERS (13580), this company of category PME shows in 2024 a revenue of 70 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 70 500 € | 80 000 € | 72 000 € |
| Net income | -4 429 € | 17 058 € | 6 423 € |
| EBITDA | 30 099 € | 3 558 € | 34 018 € |
| Net margin | -6.3% | 21.3% | 8.9% |
In 2024, JAM achieves revenue of 70 k€. Activity remains stable over the period (CAGR: -1.0%). Significant drop of -12% vs 2023. After deducting consumption (0 €), gross margin stands at 70 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 30 k€, representing 42.7% of revenue. Positive scissor effect: EBITDA margin improves by +38.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -4 k€ (-6.3% of revenue), which will impact equity.
70 500 €
70 500 €
30 099 €
3 313 €
-4 429 €
42.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
0.396%
97.514%
-10.841%
-0.334
In 2024, the debt ratio of JAM (0.40) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of JAM (97.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of JAM (-0.33) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 277.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 120.8x. Operating income very largely covers interest expenses: high safety margin.
277.163
120.848
In 2024, the liquidity ratio of JAM (277.16) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of JAM (120.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 42 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 276 days. Excellent situation: suppliers finance 234 days of the operating cycle (retail model). WCR is negative (-4 days): operations structurally generate cash. Notable WCR improvement over the period (-101%), freeing up cash.
-867 €
42 j
276 j
0 j
-4 j
Based on 62 transactions of similar company sales
in 2024,
the value of JAM is estimated at
98 302 €
(range 32 235€ - 225 586€).
With an EBITDA of 30 099€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JAM with other companies in the same sector:
The revenue of JAM in 2024 is 70 k€.
JAM recorded a net loss in 2024.
The headquarters of JAM is located in LA FARE-LES-OLIVIERS (13580), in the department Bouches-du-Rhone.
The tax return of JAM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JAM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.