JACQUE SEPRE SERVICES : revenue, balance sheet and financial ratios

JACQUE SEPRE SERVICES is a French company founded 25 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in DOUILLET (72130), this company of category PME shows in 2021 a revenue of 881 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JACQUE SEPRE SERVICES (SIREN 434694543)
Indicator 2021 2020 2019 2018 2017 2016
Revenue 881 103 € 1 006 409 € 1 300 557 € 1 461 012 € 1 401 590 € 1 408 836 €
Net income -92 816 € -79 808 € 717 € 29 148 € 17 173 € 27 705 €
EBITDA -50 070 € -56 028 € 12 247 € 61 166 € 54 772 € 60 108 €
Net margin -10.5% -7.9% 0.1% 2.0% 1.2% 2.0%

Revenue and income statement

In 2021, JACQUE SEPRE SERVICES achieves revenue of 881 k€. Revenue is declining over the period 2016-2021 (CAGR: -9.0%). Significant drop of -12% vs 2020. After deducting consumption (0 €), gross margin stands at 881 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -50 k€, representing -5.7% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -93 k€ (-10.5% of revenue), which will impact equity.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

881 103 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

881 103 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-50 070 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-60 401 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-92 816 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-5.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.764%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

87.138%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-6.012%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.039

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

2.9%

Solvency indicators evolution
JACQUE SEPRE SERVICES

Sector positioning

Debt ratio
0.76 2021
2019
2020
2021
Q1: 7.67
Med: 58.52
Q3: 167.61
Excellent

In 2021, the debt ratio of JACQUE SEPRE SERVICES (0.76) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
87.14% 2021
2019
2020
2021
Q1: 14.59%
Med: 31.04%
Q3: 53.2%
Excellent

In 2021, the financial autonomy of JACQUE SEPRE SERVICES (87.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.04 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.67 years
Q3: 4.71 years
Excellent

In 2021, the repayment capacity of JACQUE SEPRE SERVICES (-0.04) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 805.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

805.686

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-4.618

Liquidity indicators evolution
JACQUE SEPRE SERVICES

Sector positioning

Liquidity ratio
805.69 2021
2019
2020
2021
Q1: 142.22
Med: 211.9
Q3: 378.24
Excellent

In 2021, the liquidity ratio of JACQUE SEPRE SERVICES (805.69) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-4.62x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.82x
Q3: 7.22x
Average

In 2021, the interest coverage of JACQUE SEPRE SERVICES (-4.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 13 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4 days. The company must finance 9 days of gap between collections and payments. Overall, WCR represents 35 days of revenue, i.e. 85 k€ to permanently finance. Notable WCR improvement over the period (-52%), freeing up cash.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

85 335 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

13 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

4 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

35 j

WCR and payment terms evolution
JACQUE SEPRE SERVICES

Positioning of JACQUE SEPRE SERVICES in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 128 transactions of similar company sales in 2021, the value of JACQUE SEPRE SERVICES is estimated at 137 389 € (range 71 897€ - 236 303€). The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
128 transactions
71k€ 137k€ 236k€
137 389 € Range: 71 897€ - 236 303€
NAF 5 année 2021

Valuation method used

Revenue Multiple
881 103 € × 0.16x = 137 389 €
Range: 71 897€ - 236 303€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 128 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare JACQUE SEPRE SERVICES with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about JACQUE SEPRE SERVICES

What is the revenue of JACQUE SEPRE SERVICES ?

The revenue of JACQUE SEPRE SERVICES in 2021 is 881 k€.

Is JACQUE SEPRE SERVICES profitable?

JACQUE SEPRE SERVICES recorded a net loss in 2021.

Where is the headquarters of JACQUE SEPRE SERVICES ?

The headquarters of JACQUE SEPRE SERVICES is located in DOUILLET (72130), in the department Sarthe.

Where to find the tax return of JACQUE SEPRE SERVICES ?

The tax return of JACQUE SEPRE SERVICES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JACQUE SEPRE SERVICES operate?

JACQUE SEPRE SERVICES operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.