JACOB ISOLATION THERMIQUE : revenue, balance sheet and financial ratios

JACOB ISOLATION THERMIQUE is a French company founded 44 years ago, specialized in the sector Travaux d'isolation. Based in LE VERSOUD (38420), this company of category PME shows in 2022 a revenue of 2.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JACOB ISOLATION THERMIQUE (SIREN 324076553)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 2 148 093 € N/C N/C 1 875 153 € 1 487 806 € 1 336 111 € 1 630 333 €
Net income 187 986 € 130 515 € 136 478 € 141 156 € 112 981 € 69 393 € 69 930 € 79 509 € 66 430 €
EBITDA N/C N/C 209 214 € N/C N/C 119 647 € 79 423 € 99 820 € 87 571 €
Net margin N/C N/C 6.4% N/C N/C 3.7% 4.7% 6.0% 4.1%

Revenue and income statement

In 2024, JACOB ISOLATION THERMIQUE generates positive net income of 188 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 66 k€ -> 188 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

187 986 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 160%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

159.983%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

25.829%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

49.8%

Solvency indicators evolution
JACOB ISOLATION THERMIQUE

Sector positioning

Debt ratio
159.98 2024
2022
2023
2024
Q1: 0.52
Med: 13.18
Q3: 45.45
Watch

In 2024, the debt ratio of JACOB ISOLATION THERMIQUE (159.98) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
25.83% 2024
2022
2023
2024
Q1: 10.35%
Med: 33.63%
Q3: 54.43%
Average -8 pts over 3 years

In 2024, the financial autonomy of JACOB ISOLATION THERMIQUE (25.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.4 years 2022
2022
Q1: 0.0 years
Med: 0.16 years
Q3: 1.68 years
Average

In 2022, the repayment capacity of JACOB ISOLATION THERMIQUE (1.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 247.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

247.485

Liquidity indicators evolution
JACOB ISOLATION THERMIQUE

Sector positioning

Liquidity ratio
247.49 2024
2022
2023
2024
Q1: 139.62
Med: 199.69
Q3: 307.67
Good +9 pts over 3 years

In 2024, the liquidity ratio of JACOB ISOLATION THERMIQUE (247.49) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
1.64x 2022
2022
Q1: 0.0x
Med: 0.19x
Q3: 2.2x
Good

In 2022, the interest coverage of JACOB ISOLATION THERMIQUE (1.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
JACOB ISOLATION THERMIQUE

Positioning of JACOB ISOLATION THERMIQUE in its sector

Comparison with sector Travaux d'isolation

Valuation estimate

Based on 58 transactions of similar company sales (all years), the value of JACOB ISOLATION THERMIQUE is estimated at 689 872 € (range 347 812€ - 2 010 792€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
58 tx
347k€ 689k€ 2010k€
689 872 € Range: 347 812€ - 2 010 792€
NAF 5 all-time

Valuation method used

Net Income Multiple
187 986 € × 3.7x = 689 873 €
Range: 347 812€ - 2 010 792€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'isolation)

Compare JACOB ISOLATION THERMIQUE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'isolation

Frequently asked questions about JACOB ISOLATION THERMIQUE

What is the revenue of JACOB ISOLATION THERMIQUE ?

The revenue of JACOB ISOLATION THERMIQUE in 2022 is 2.1 M€.

Is JACOB ISOLATION THERMIQUE profitable?

Yes, JACOB ISOLATION THERMIQUE generated a net profit of 188 k€ in 2024.

Where is the headquarters of JACOB ISOLATION THERMIQUE ?

The headquarters of JACOB ISOLATION THERMIQUE is located in LE VERSOUD (38420), in the department Isere.

Where to find the tax return of JACOB ISOLATION THERMIQUE ?

The tax return of JACOB ISOLATION THERMIQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JACOB ISOLATION THERMIQUE operate?

JACOB ISOLATION THERMIQUE operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.