Employees: 01 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2020-01-15 (6 years)Status: ActiveBusiness sector: Évaluation des risques et dommagesLocation: ARBIN (73800), Savoie
JACKY COVAREL : revenue, balance sheet and financial ratios
JACKY COVAREL is a French company
founded 6 years ago,
specialized in the sector Évaluation des risques et dommages.
Based in ARBIN (73800),
this company of category PME
shows in 2022 a revenue of 127 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - JACKY COVAREL (SIREN 881571897)
Indicator
2023
2022
2021
2020
Revenue
N/C
127 120 €
129 400 €
56 200 €
Net income
0 €
30 530 €
28 664 €
7 987 €
EBITDA
N/C
32 812 €
33 950 €
8 968 €
Net margin
N/C
24.0%
22.2%
14.2%
Revenue and income statement
In 2023, JACKY COVAREL records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2020-2022: 8 k€ -> 0 €.
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2023)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
16.681%
Financial autonomy (2023)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
11.728%
Asset age ratio (2023)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
2021
2022
2023
Debt ratio
0.0
0.0
0.0
16.681
Financial autonomy
0.0
0.0
0.0
11.728
Repayment capacity
0.0
0.0
0.0
None
Cash flow / Revenue
14.212%
22.278%
24.182%
None%
Sector positioning
Debt ratio
16.682023
2021
2022
2023
Q1: 0.68
Med: 17.2
Q3: 55.16
Good+24 pts over 3 years
In 2023, the debt ratio of JACKY COVAREL (16.68) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
11.73%2023
2021
2022
2023
Q1: 21.13%
Med: 44.76%
Q3: 66.08%
Average
In 2023, the financial autonomy of JACKY COVAREL (11.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
0.0 years2022
2021
2022
Q1: 0.0 years
Med: 0.5 years
Q3: 2.32 years
Excellent
In 2022, the repayment capacity of JACKY COVAREL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 336.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2023)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
336.723
Liquidity indicators evolution JACKY COVAREL
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2020
2021
2022
2023
Liquidity ratio
168.213
308.244
417.763
336.723
Interest coverage
0.0
0.0
0.0
None
Sector positioning
Liquidity ratio
336.722023
2021
2022
2023
Q1: 125.82
Med: 167.67
Q3: 268.02
Excellent
In 2023, the liquidity ratio of JACKY COVAREL (336.72) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.0x2022
2021
2022
Q1: 0.0x
Med: 0.29x
Q3: 2.57x
Average
In 2022, the interest coverage of JACKY COVAREL (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2023)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2023)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2023)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2023)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution JACKY COVAREL
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
2021
2022
2023
Operating WCR
-11 649 €
6 388 €
23 171 €
0 €
Inventory turnover (days)
0
0
0
0
Customer payment term (days)
0
55
105
0
Supplier payment term (days)
0
0
0
0
Positioning of JACKY COVAREL in its sector
Comparison with sector Évaluation des risques et dommages
Similar companies (Évaluation des risques et dommages)
Compare JACKY COVAREL with other companies in the same sector:
Yes, JACKY COVAREL generated a net profit of 31 k€ in 2022.
Where is the headquarters of JACKY COVAREL ?
The headquarters of JACKY COVAREL is located in ARBIN (73800), in the department Savoie.
Where to find the tax return of JACKY COVAREL ?
The tax return of JACKY COVAREL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does JACKY COVAREL operate?
JACKY COVAREL operates in the sector Évaluation des risques et dommages (NAF code 66.21Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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