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J3M IMMOBILIER : revenue, balance sheet and financial ratios

J3M IMMOBILIER is a French company founded 20 years ago, specialized in the sector Agences immobilières. Based in SAINT-JUERY (81160), this company of category PME shows in 2014 a revenue of 319 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - J3M IMMOBILIER (SIREN 487684425)
Indicator 2024 2016 2014
Revenue N/C N/C 319 352 €
Net income -18 666 € 39 496 € 315 €
EBITDA N/C N/C -36 445 €
Net margin N/C N/C 0.1%

Revenue and income statement

In 2024, J3M IMMOBILIER records a net loss of 19 k€. This deficit will reduce equity on the balance sheet.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-18 666 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -136%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -85%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-136.447%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-84.558%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

37.7%

Solvency indicators evolution
J3M IMMOBILIER

Sector positioning

Debt ratio
-136.45 2024
2014
2016
2024
Q1: 0.0
Med: 10.0
Q3: 66.37
Excellent

In 2024, the debt ratio of J3M IMMOBILIER (-136.45) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-84.56% 2024
2014
2016
2024
Q1: 2.98%
Med: 26.19%
Q3: 60.09%
Average

In 2024, the financial autonomy of J3M IMMOBILIER (-84.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.71 years 2014
2014
Q1: -0.23 years
Med: 0.0 years
Q3: 0.61 years
Watch

In 2014, the repayment capacity of J3M IMMOBILIER (4.71) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 20.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

20.283

Liquidity indicators evolution
J3M IMMOBILIER

Sector positioning

Liquidity ratio
20.28 2024
2014
2016
2024
Q1: 104.02
Med: 180.58
Q3: 478.24
Watch -13 pts over 3 years

In 2024, the liquidity ratio of J3M IMMOBILIER (20.28) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-8.19x 2014
2014
Q1: -0.42x
Med: 0.0x
Q3: 0.86x
Average

In 2014, the interest coverage of J3M IMMOBILIER (-8.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
J3M IMMOBILIER

Positioning of J3M IMMOBILIER in its sector

Comparison with sector Agences immobilières

Similar companies (Agences immobilières)

Compare J3M IMMOBILIER with other companies in the same sector:

Frequently asked questions about J3M IMMOBILIER

What is the revenue of J3M IMMOBILIER ?

The revenue of J3M IMMOBILIER in 2014 is 319 k€.

Is J3M IMMOBILIER profitable?

J3M IMMOBILIER recorded a net loss in 2024.

Where is the headquarters of J3M IMMOBILIER ?

The headquarters of J3M IMMOBILIER is located in SAINT-JUERY (81160), in the department Tarn.

Where to find the tax return of J3M IMMOBILIER ?

The tax return of J3M IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does J3M IMMOBILIER operate?

J3M IMMOBILIER operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.