SIREN : 981788557
J2LS FINANCES is a French company founded 2 years ago, specialized in the sector Gestion de fonds. Based in NOTRE-DAME-D'ALIERMONT (76510), this company of category PME shows in 2024 a revenue of 18 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 |
|---|---|
| Revenue | 18 000 € |
| Net income | 3 733 € |
| EBITDA | 7 592 € |
| Net margin | 20.7% |
In 2024, J2LS FINANCES achieves revenue of 18 k€. After deducting consumption (0 €), gross margin stands at 18 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 42.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4 k€, i.e. 20.7% of revenue. This profit can be retained or distributed to shareholders.
18 000 €
18 000 €
7 592 €
7 591 €
3 733 €
42.2%
The debt ratio (= Financial debt / Equity x 100) stands at 397%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 18.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 20.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
396.505%
77.929%
20.739%
18.065
In 2024, the debt ratio of J2LS FINANCES (396.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of J2LS FINANCES (77.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of J2LS FINANCES (18.07) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 148.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 42.1x. Operating income very largely covers interest expenses: high safety margin.
148.646
42.136
In 2024, the liquidity ratio of J2LS FINANCES (148.65) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of J2LS FINANCES (42.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Excellent situation: suppliers finance 42 days of the operating cycle (retail model). WCR is negative (-43 days): operations structurally generate cash.
-2 160 €
0 j
42 j
0 j
-43 j
Based on 62 transactions of similar company sales
in 2024,
the value of J2LS FINANCES is estimated at
25 374 €
(range 8 081€ - 56 508€).
With an EBITDA of 7 592€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare J2LS FINANCES with other companies in the same sector:
The revenue of J2LS FINANCES in 2024 is 18 k€.
Yes, J2LS FINANCES generated a net profit of 4 k€ in 2024.
The headquarters of J2LS FINANCES is located in NOTRE-DAME-D'ALIERMONT (76510), in the department Seine-Maritime.
The tax return of J2LS FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
J2LS FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.