Employees: 01 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2013-11-05 (12 years)Status: ActiveBusiness sector: Activités des sociétés holdingLocation: BLOIS (41000), Loir-et-Cher
J2AG : revenue, balance sheet and financial ratios
J2AG is a French company
founded 12 years ago,
specialized in the sector Activités des sociétés holding.
Based in BLOIS (41000),
this company of category PME
shows in 2018 a revenue of 402 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2021, J2AG generates positive net income of 140 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2021: 152 k€ -> 140 k€.
Net income (2021)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
140 453 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 88%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2021)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
9.404%
Financial autonomy (2021)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
87.874%
Asset age ratio (2021)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2020
2021
Debt ratio
27.023
22.141
14.187
9.404
Financial autonomy
74.652
77.422
85.767
87.874
Repayment capacity
3.841
3.394
None
None
Cash flow / Revenue
31.873%
35.822%
None%
None%
Sector positioning
Debt ratio
9.42021
2018
2020
2021
Q1: 0.13
Med: 15.19
Q3: 84.93
Good-11 pts over 3 years
In 2021, the debt ratio of J2AG (9.40) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
87.87%2021
2018
2020
2021
Q1: 21.52%
Med: 60.87%
Q3: 89.3%
Good+8 pts over 3 years
In 2021, the financial autonomy of J2AG (87.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
3.39 years2018
2018
Q1: -0.0 years
Med: 0.19 years
Q3: 4.25 years
Average
In 2018, the repayment capacity of J2AG (3.39) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 222.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2021)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
222.482
Liquidity indicators evolution J2AG
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2020
2021
Liquidity ratio
250.85
182.355
374.078
222.482
Interest coverage
33.354
41.289
None
None
Sector positioning
Liquidity ratio
222.482021
2018
2020
2021
Q1: 108.17
Med: 446.13
Q3: 2343.75
Average
In 2021, the liquidity ratio of J2AG (222.48) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
41.29x2018
2018
Q1: -64.61x
Med: 0.0x
Q3: 0.03x
Excellent
In 2018, the interest coverage of J2AG (41.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2021)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2021)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2021)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2021)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution J2AG
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2020
2021
Operating WCR
102 595 €
86 579 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
Customer payment term (days)
131
133
0
0
Supplier payment term (days)
73
179
0
0
Positioning of J2AG in its sector
Comparison with sector Activités des sociétés holding
Valuation estimate
Based on 98 transactions of similar company sales
in 2021,
the value of J2AG is estimated at
673 236 €
(range 227 680€ - 1 902 712€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2021
98 tx
227k€673k€1902k€
673 236 €Range: 227 680€ - 1 902 712€
NAF 5 année 2021
Valuation method used
Net Income Multiple
140 453 €
×
4.8x
=673 236 €
Range: 227 680€ - 1 902 712€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des sociétés holding)
Compare J2AG with other companies in the same sector:
Yes, J2AG generated a net profit of 140 k€ in 2021.
Where is the headquarters of J2AG ?
The headquarters of J2AG is located in BLOIS (41000), in the department Loir-et-Cher.
Where to find the tax return of J2AG ?
The tax return of J2AG is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does J2AG operate?
J2AG operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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