SIREN : 508190733
J. N. S. FINANCES is a French company founded 17 years ago, specialized in the sector Activités des sociétés holding. Based in TRESSES (33370), this company of category PME shows in 2024 a revenue of 180 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2021 | 2020 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 180 000 € | 150 000 € | 7 645 € | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | -88 081 € | -401 642 € | -127 409 € | 72 300 € | 719 433 € | 9 084 € | -24 651 € | 23 310 € | 53 500 € |
| EBITDA | -73 869 € | -42 989 € | -134 194 € | -11 543 € | -24 922 € | -10 817 € | -14 932 € | -16 809 € | -15 078 € |
| Net margin | -48.9% | -267.8% | -1666.6% | N/C | N/C | N/C | N/C | N/C | N/C |
In 2024, J. N. S. FINANCES achieves revenue of 180 k€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +186.6%. Vs 2022, growth of +20% (150 k€ -> 180 k€). After deducting consumption (0 €), gross margin stands at 180 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -74 k€, representing -41.0% of revenue. Warning negative scissor effect: despite revenue change (+20%), EBITDA varies by -72%, reducing margin by 12.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -88 k€ (-48.9% of revenue), which will impact equity.
180 000 €
180 000 €
-73 869 €
-71 051 €
-88 081 €
-41.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
0.009%
97.763%
-26.31%
-0.001
In 2024, the debt ratio of J. N. S. FINANCES (0.01) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of J. N. S. FINANCES (97.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of J. N. S. FINANCES (-0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 831.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
831.017
-0.056
In 2024, the liquidity ratio of J. N. S. FINANCES (831.02) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of J. N. S. FINANCES (-0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 104 days. Excellent situation: suppliers finance 104 days of the operating cycle (retail model). Overall, WCR represents 2 days of revenue, i.e. 871 € to permanently finance.
871 €
0 j
104 j
0 j
2 j
Based on 54 transactions of similar company sales
in 2024,
the value of J. N. S. FINANCES is estimated at
105 978 €
(range 65 932€ - 125 988€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare J. N. S. FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of J. N. S. FINANCES in 2024 is 180 k€.
J. N. S. FINANCES recorded a net loss in 2024.
The headquarters of J. N. S. FINANCES is located in TRESSES (33370), in the department Gironde.
The tax return of J. N. S. FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
J. N. S. FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.