SIREN : 313181380
J. M. is a French company founded 48 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in COINGS (36130), this company of category PME shows in 2021 a revenue of 284 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2014 |
|---|---|---|---|---|---|---|
| Revenue | 284 000 € | 108 120 € | 108 120 € | 108 120 € | 108 120 € | 108 120 € |
| Net income | -336 422 € | -428 249 € | -180 156 € | 16 875 € | 42 969 € | 76 895 € |
| EBITDA | 252 256 € | 81 201 € | 73 505 € | 74 806 € | 75 839 € | 75 552 € |
| Net margin | -118.5% | -396.1% | -166.6% | 15.6% | 39.7% | 71.1% |
In 2021, J. M. achieves revenue of 284 k€. Over the period 2014-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +14.8%. Vs 2020, growth of +163% (108 k€ -> 284 k€). After deducting consumption (0 €), gross margin stands at 284 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 252 k€, representing 88.8% of revenue. Positive scissor effect: EBITDA margin improves by +13.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -336 k€ (-118.5% of revenue), which will impact equity.
284 000 €
284 000 €
252 256 €
-312 756 €
-336 422 €
88.8%
The debt ratio (= Financial debt / Equity x 100) stands at 2481%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 26.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 80.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2481.058%
3.845%
80.477%
26.149
61.9%
In 2021, the debt ratio of J. M. (2481.06) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of J. M. (3.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of J. M. (26.15) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1041.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.4x. Operating income very largely covers interest expenses: high safety margin.
1041.416
9.415
In 2021, the liquidity ratio of J. M. (1041.42) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of J. M. (9.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 252 days. Excellent situation: suppliers finance 252 days of the operating cycle (retail model). Overall, WCR represents 448 days of revenue, i.e. 353 k€ to permanently finance. Notable WCR improvement over the period (-26%), freeing up cash.
353 302 €
0 j
252 j
0 j
448 j
Based on 178 transactions of similar company sales in 2021, the value of J. M. is estimated at 820 792 € (range 388 934€ - 1 435 113€). With an EBITDA of 252 256€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.70x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 178 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare J. M. with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of J. M. in 2021 is 284 k€.
J. M. recorded a net loss in 2021.
The headquarters of J. M. is located in COINGS (36130), in the department Indre.
The tax return of J. M. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
J. M. operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.