SIREN : 810886515
J & K FINANCIERE is a French company founded 11 years ago, specialized in the sector Activités des sociétés holding. Based in ISLES-SUR-SUIPPE (51110), this company of category PME shows in 2024 a revenue of 6 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6 120 € | 6 120 € | 221 498 € | 31 415 € | 12 770 € | 9 720 € | 11 520 € | 11 520 € | 9 540 € |
| Net income | 164 402 € | 69 778 € | 30 983 € | 39 820 € | 42 423 € | 35 950 € | 38 080 € | 31 570 € | 56 022 € |
| EBITDA | 3 440 € | 2 410 € | -7 454 € | 389 € | 3 295 € | -2 620 € | -2 658 € | -3 922 € | -22 619 € |
| Net margin | 2686.3% | 1140.2% | 14.0% | 126.8% | 332.2% | 369.9% | 330.6% | 274.0% | 587.2% |
In 2024, J & K FINANCIERE achieves revenue of 6 k€. Revenue is declining over the period 2016-2024 (CAGR: -5.4%). Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 6 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 56.2% of revenue. Positive scissor effect: EBITDA margin improves by +16.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 164 k€, i.e. 2686.3% of revenue. This profit can be retained or distributed to shareholders.
6 120 €
6 120 €
3 440 €
3 440 €
164 402 €
56.2%
The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2686.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
27.2%
61.921%
2686.307%
0.844
In 2024, the debt ratio of J & K FINANCIERE (27.20) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of J & K FINANCIERE (61.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of J & K FINANCIERE (0.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 253.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 215.6x. Operating income very largely covers interest expenses: high safety margin.
253.66
215.552
In 2024, the liquidity ratio of J & K FINANCIERE (253.66) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of J & K FINANCIERE (215.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8428 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 185 days. The gap of 8243 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 12323 days of revenue, i.e. 209 k€ to permanently finance. Over 2016-2024, WCR increased by +555%, requiring additional financing.
209 495 €
8428 j
185 j
0 j
12323 j
Based on 54 transactions of similar company sales
in 2024,
the value of J & K FINANCIERE is estimated at
57 402 €
(range 32 696€ - 261 184€).
With an EBITDA of 3 440€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare J & K FINANCIERE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of J & K FINANCIERE in 2024 is 6 k€.
Yes, J & K FINANCIERE generated a net profit of 164 k€ in 2024.
The headquarters of J & K FINANCIERE is located in ISLES-SUR-SUIPPE (51110), in the department Marne.
The tax return of J & K FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
J & K FINANCIERE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.