SIREN : 804144855
J. FENES FINANCES is a French company founded 11 years ago, specialized in the sector Activités des sociétés holding. Based in CHEVILLY-LARUE (94550), this company of category PME shows in 2024 a revenue of 530 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 530 000 € | 510 000 € | 510 000 € | 520 000 € | 520 000 € | 470 000 € | 450 000 € | 300 000 € | 300 000 € |
| Net income | 174 023 € | 153 206 € | 161 667 € | 211 139 € | 192 854 € | 146 125 € | 103 489 € | 110 170 € | 112 107 € |
| EBITDA | -41 314 € | -67 276 € | -60 019 € | -28 138 € | 29 120 € | 36 744 € | 19 652 € | 5 697 € | 16 670 € |
| Net margin | 32.8% | 30.0% | 31.7% | 40.6% | 37.1% | 31.1% | 23.0% | 36.7% | 37.4% |
In 2024, J. FENES FINANCES achieves revenue of 530 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.4%. Vs 2023: +4%. After deducting consumption (0 €), gross margin stands at 530 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -41 k€, representing -7.8% of revenue. Positive scissor effect: EBITDA margin improves by +5.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 174 k€, i.e. 32.8% of revenue. This profit can be retained or distributed to shareholders.
530 000 €
530 000 €
-41 314 €
-29 042 €
174 023 €
-7.8%
The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 64%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 30.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
19.423%
64.158%
30.518%
1.33
71.5%
In 2024, the debt ratio of J. FENES FINANCES (19.42) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of J. FENES FINANCES (64.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of J. FENES FINANCES (1.33) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 171.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
171.575
-5.962
In 2024, the liquidity ratio of J. FENES FINANCES (171.57) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of J. FENES FINANCES (-6.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 156 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. The gap of 103 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-73 days): operations structurally generate cash. Notable WCR improvement over the period (-379%), freeing up cash.
-107 447 €
156 j
53 j
0 j
-73 j
Based on 54 transactions of similar company sales
in 2024,
the value of J. FENES FINANCES is estimated at
288 856 €
(range 181 296€ - 742 454€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare J. FENES FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of J. FENES FINANCES in 2024 is 530 k€.
Yes, J. FENES FINANCES generated a net profit of 174 k€ in 2024.
The headquarters of J. FENES FINANCES is located in CHEVILLY-LARUE (94550), in the department Val-de-Marne.
The tax return of J. FENES FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
J. FENES FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.