Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

J ET F FINANCE : revenue, balance sheet and financial ratios

J ET F FINANCE is a French company founded 15 years ago, specialized in the sector Autre distribution de crédit. Based in CHARLEVILLE-MEZIERES (08000), this company of category PME shows in 2017 a net income positive of 68 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - J ET F FINANCE (SIREN 530899509)
Indicator 2017 2016
Revenue N/C N/C
Net income 67 714 € 56 307 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2017, J ET F FINANCE generates positive net income of 68 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2017: 56 k€ -> 68 k€.

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

67 714 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

19.657%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

75.828%

Asset age ratio (2017) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

74.3%

Solvency indicators evolution
J ET F FINANCE

Sector positioning

Debt ratio
19.66 2017
2016
2017
Q1: 0.0
Med: 16.38
Q3: 83.34
Average

In 2017, the debt ratio of J ET F FINANCE (19.66) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
75.83% 2017
2016
2017
Q1: 7.83%
Med: 35.55%
Q3: 65.39%
Excellent

In 2017, the financial autonomy of J ET F FINANCE (75.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 683.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

683.723

Liquidity indicators evolution
J ET F FINANCE

Sector positioning

Liquidity ratio
683.72 2017
2016
2017
Q1: 147.72
Med: 264.04
Q3: 659.21
Excellent +14 pts over 2 years

In 2017, the liquidity ratio of J ET F FINANCE (683.72) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of J ET F FINANCE in its sector

Comparison with sector Autre distribution de crédit

Valuation estimate

Based on 135 transactions of similar company sales (all years), the value of J ET F FINANCE is estimated at 26 372 € (range 25 083€ - 316 786€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2017
135 transactions
25k€ 26k€ 316k€
26 372 € Range: 25 083€ - 316 786€
NAF 5 all-time

Valuation method used

Net Income Multiple
67 714 € × 0.4x = 26 373 €
Range: 25 083€ - 316 786€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autre distribution de crédit)

Compare J ET F FINANCE with other companies in the same sector:

Frequently asked questions about J ET F FINANCE

What is the revenue of J ET F FINANCE ?

The revenue of J ET F FINANCE is not publicly disclosed (confidential accounts filed with INPI).

Is J ET F FINANCE profitable?

Yes, J ET F FINANCE generated a net profit of 68 k€ in 2017.

Where is the headquarters of J ET F FINANCE ?

The headquarters of J ET F FINANCE is located in CHARLEVILLE-MEZIERES (08000), in the department Ardennes.

Where to find the tax return of J ET F FINANCE ?

The tax return of J ET F FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does J ET F FINANCE operate?

J ET F FINANCE operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.