SIREN : 392545851
ISSOIRE IMMOBILIER is a French company founded 32 years ago, specialized in the sector Agences immobilières. Based in BRIOUDE (43100), this company of category PME shows in 2023 a revenue of 927 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 927 441 € | 1 018 785 € | 973 493 € | 988 674 € |
| Net income | 38 547 € | 90 120 € | 150 838 € | 142 070 € |
| EBITDA | 121 837 € | 198 247 € | 267 968 € | 254 239 € |
| Net margin | 4.2% | 8.8% | 15.5% | 14.4% |
In 2023, ISSOIRE IMMOBILIER achieves revenue of 927 k€. Activity remains stable over the period (CAGR: -0.9%). Slight decline of -9% vs 2022. After deducting consumption (0 €), gross margin stands at 927 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 122 k€, representing 13.1% of revenue. Warning negative scissor effect: despite revenue change (-9%), EBITDA varies by -39%, reducing margin by 6.3 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 39 k€, i.e. 4.2% of revenue. This profit can be retained or distributed to shareholders.
927 441 €
927 441 €
121 837 €
46 192 €
38 547 €
13.1%
The debt ratio (= Financial debt / Equity x 100) stands at 134%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
134.414%
23.508%
4.379%
3.783
36.8%
In 2023, the debt ratio of ISSOIRE IMMOBILIER (134.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of ISSOIRE IMMOBILIER (23.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of ISSOIRE IMMOBILIER (3.78) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 136.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.8x. Danger: operating income does not cover interest charges, unsustainable situation.
136.552
0.8
In 2023, the liquidity ratio of ISSOIRE IMMOBILIER (136.55) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of ISSOIRE IMMOBILIER (0.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 5 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 7 days. Favorable situation: supplier credit is longer than customer credit by 2 days. WCR is negative (-62 days): operations structurally generate cash. Notable WCR improvement over the period (-68%), freeing up cash.
-158 936 €
5 j
7 j
0 j
-62 j
Based on 63 transactions of similar company sales
in 2023,
the value of ISSOIRE IMMOBILIER is estimated at
211 487 €
(range 105 256€ - 437 691€).
With an EBITDA of 121 837€, the sector multiple of 1.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ISSOIRE IMMOBILIER with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of ISSOIRE IMMOBILIER in 2023 is 927 k€.
Yes, ISSOIRE IMMOBILIER generated a net profit of 39 k€ in 2023.
The headquarters of ISSOIRE IMMOBILIER is located in BRIOUDE (43100), in the department Haute-Loire.
The tax return of ISSOIRE IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ISSOIRE IMMOBILIER operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.