ISSA RENOV : revenue, balance sheet and financial ratios

ISSA RENOV is a French company founded 21 years ago, specialized in the sector Travaux de peinture et vitrerie. Based in MALAKOFF (92240), this company of category PME shows in 2024 a revenue of 396 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ISSA RENOV (SIREN 481496453)
Indicator 2024 2022 2021 2020 2019
Revenue 395 860 € 418 173 € 373 402 € 224 192 € 284 606 €
Net income 4 542 € 25 692 € 11 293 € -36 702 € -928 €
EBITDA 19 999 € 39 219 € 26 300 € -26 787 € -105 €
Net margin 1.1% 6.1% 3.0% -16.4% -0.3%

Revenue and income statement

Im Jahr 2024 erzielt ISSA RENOV einen Umsatz von 396 k€. Im Zeitraum 2019-2024 zeigt das Unternehmen starkes Wachstum mit einer CAGR von +6.8%. Leichter Rückgang von -5% vs 2022. Nach Abzug des Verbrauchs (35 k€) beträgt die Bruttomarge 361 k€, d.h. eine Rate von 91%. Dieses Verhältnis misst die Fähigkeit, aus der Geschäftstätigkeit Wert zu schaffen. EBITDA (= Bruttomarge - Personalkosten - Steuern) erreicht 20 k€, was 5.1% des Umsatzes entspricht. Warnung negativer Schereneffekt: Trotz Umsatzveränderung (-5%) variiert EBITDA um -49%, was die Marge um 4.3 Punkte reduziert. Die operative Marge bleibt fragil und erfordert Kostenwachsamkeit. Das Nettoergebnis beträgt 5 k€, d.h. 1.1% des Umsatzes.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

395 860 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

360 868 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

19 999 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

12 997 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

4 542 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

Die Verschuldungsquote (= Finanzschulden / Eigenkapital x 100) beträgt 15%. Dieses niedrige Niveau spiegelt eine solide Finanzstruktur wider. Die finanzielle Autonomie (= Eigenkapital / Bilanzsumme x 100) erreicht 10%. Geringe Autonomie: Das Unternehmen ist stark von externer Finanzierung abhängig. Der Cashflow beträgt 2.9% des Umsatzes.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

15.359%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.209%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.936%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

4.1%

Solvency indicators evolution
ISSA RENOV

Sector positioning

Verschuldungsgrad
15.36 2024
2021
2022
2024
Q1: 0.09
Med: 10.81
Q3: 41.59
Average -9 pts over 3 years

Im Jahr 2024 liegt über dem Median der Branche das verschuldungsgrad von ISSA RENOV (15.36). Dieses Verhältnis misst das Gewicht der Schulden im Verhältnis zum Eigenkapital. Eine Reduzierung könnte die finanzielle Stärke verbessern.

Finanzielle Autonomie
10.21% 2024
2021
2022
2024
Q1: 4.71%
Med: 31.2%
Q3: 55.39%
Average

Im Jahr 2024 liegt unter dem Median der Branche das finanzielle autonomie von ISSA RENOV (10.2%). Dieses Verhältnis stellt den Anteil des Eigenkapitals an der Gesamtfinanzierung dar. Eine Verbesserung würde die Wettbewerbsposition stärken.

Rückzahlungsfähigkeit
0.0 ans 2024
2021
2022
2024
Q1: 0.0 ans
Med: 0.0 ans
Q3: 0.77 ans
Ausgezeichnet -42 pts over 3 years

Im Jahr 2024 liegt in den unteren 25% der Branche, was positiv ist das rückzahlungsfähigkeit von ISSA RENOV (0.0 an). Dieses Verhältnis gibt die Anzahl der Jahre an, die zur Rückzahlung der Schulden mit dem Cashflow benötigt werden. Eine kurze Kapazität spiegelt kontrollierte Schulden und gute Cashflow-Generierung wider.

Liquidity ratios

Die Liquiditätsquote beträgt 286.67. Das Unternehmen verfügt über 2€ liquide Mittel für jeden 1€ kurzfristiger Schulden. Der Zinsdeckungsgrad (= EBIT / Zinsaufwendungen) beträgt 29.1x. Das Betriebsergebnis deckt die Zinsaufwendungen sehr weitgehend.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

286.666

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

29.091

Liquidity indicators evolution
ISSA RENOV

Sector positioning

Liquiditätsquote
286.67 2024
2021
2022
2024
Q1: 141.52
Med: 207.6
Q3: 324.48
Gut +47 pts over 3 years

Im Jahr 2024 liegt über dem Median der Branche das liquiditätsquote von ISSA RENOV (286.67). Dieses Verhältnis misst die Fähigkeit, kurzfristige Schulden mit Umlaufvermögen zu decken. Diese komfortable Position bietet eine nennenswerte Sicherheitsmarge.

Zinsdeckung
29.09x 2024
2021
2022
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.54x
Ausgezeichnet

Im Jahr 2024 liegt in den oberen 25% der Branche das zinsdeckung von ISSA RENOV (29.1x). Dieses Verhältnis gibt an, wie oft das Betriebsergebnis die Zinsaufwendungen deckt. Hohe Deckung bedeutet, dass Finanzaufwendungen die Rentabilität wenig belasten.

Working capital requirement (WCR) and payment terms

Der Betriebskapitalbedarf (WCR) misst die zeitliche Lücke. Durchschnittliche Kundenzahlungsfrist: 85 Tage. Lieferantenfrist: 6 Tage. Die Lücke von 79 Tagen belastet den Cashflow. Der WCR repräsentiert 41 Tage Umsatz.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

44 716 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

85 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

6 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

41 j

WCR and payment terms evolution
ISSA RENOV

Positioning of ISSA RENOV in its sector

Comparison with sector Travaux de peinture et vitrerie

Valuation estimate

Based on 88 transactions of similar company sales (all years), the value of ISSA RENOV is estimated at 51 415 € (range 19 089€ - 90 239€). With an EBITDA of 19 999€, the sector multiple of 2.7x is applied. The price/revenue ratio is 0.18x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
88 tx
19k€ 51k€ 90k€
51 415 € Range: 19 089€ - 90 239€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
19 999 € × 2.7x
Estimation 54 280 €
16 433€ - 93 945€
Revenue Multiple 30%
395 860 € × 0.18x
Estimation 71 913 €
33 089€ - 127 076€
Net Income Multiple 20%
4 542 € × 3.0x
Estimation 13 508 €
4 730€ - 25 721€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 88 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de peinture et vitrerie)

Compare ISSA RENOV with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de peinture et vitrerie

Frequently asked questions about ISSA RENOV

What is the revenue of ISSA RENOV ?

The revenue of ISSA RENOV in 2024 is 396 k€.

Is ISSA RENOV profitable?

Yes, ISSA RENOV generated a net profit of 5 k€ in 2024.

Where is the headquarters of ISSA RENOV ?

The headquarters of ISSA RENOV is located in MALAKOFF (92240), in the department Hauts-de-Seine.

Where to find the tax return of ISSA RENOV ?

The tax return of ISSA RENOV is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ISSA RENOV operate?

ISSA RENOV operates in the sector Travaux de peinture et vitrerie (NAF code 43.34Z). See the 'Sector positioning' section above to compare the company with its competitors.