ISOLER CLOISONNER ET AMENAGER : revenue, balance sheet and financial ratios

ISOLER CLOISONNER ET AMENAGER is a French company founded 13 years ago, specialized in the sector Travaux de plâtrerie. Based in NIVOLAS-VERMELLE (38300), this company of category PME shows in 2022 a revenue of 4.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ISOLER CLOISONNER ET AMENAGER (SIREN 791886682)
Indicator 2022 2021 2020 2019 2018 2017
Revenue 4 119 517 € 2 982 163 € 3 146 868 € 4 055 149 € 2 576 430 € 2 855 536 €
Net income -48 501 € -46 939 € 30 323 € 67 539 € -61 747 € 50 636 €
EBITDA -15 527 € -7 367 € 80 887 € 128 854 € -48 348 € 75 739 €
Net margin -1.2% -1.6% 1.0% 1.7% -2.4% 1.8%

Revenue and income statement

In 2022, ISOLER CLOISONNER ET AMENAGER achieves revenue of 4.1 M€. Over the period 2017-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +7.6%. Vs 2021, growth of +38% (3.0 M€ -> 4.1 M€). After deducting consumption (1.5 M€), gross margin stands at 2.7 M€, i.e. a rate of 65%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -16 k€, representing -0.4% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -49 k€ (-1.2% of revenue), which will impact equity.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 119 517 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 669 151 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-15 527 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-46 578 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-48 501 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-0.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 897%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

896.733%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

2.757%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-0.448%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-22.295

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

23.1%

Solvency indicators evolution
ISOLER CLOISONNER ET AMENAGER

Sector positioning

Debt ratio
896.73 2022
2020
2021
2022
Q1: 1.08
Med: 20.46
Q3: 69.75
Watch

In 2022, the debt ratio of ISOLER CLOISONNER ET AMEN... (896.73) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
2.76% 2022
2020
2021
2022
Q1: 6.97%
Med: 28.28%
Q3: 49.56%
Watch -6 pts over 3 years

In 2022, the financial autonomy of ISOLER CLOISONNER ET AMEN... (2.8%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-22.3 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.07 years
Q3: 1.37 years
Excellent -50 pts over 3 years

In 2022, the repayment capacity of ISOLER CLOISONNER ET AMEN... (-22.30) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 135.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

135.174

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-87.242

Liquidity indicators evolution
ISOLER CLOISONNER ET AMENAGER

Sector positioning

Liquidity ratio
135.17 2022
2020
2021
2022
Q1: 143.48
Med: 197.48
Q3: 284.6
Watch

In 2022, the liquidity ratio of ISOLER CLOISONNER ET AMEN... (135.17) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-87.24x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.04x
Q3: 1.95x
Watch -51 pts over 3 years

In 2022, the interest coverage of ISOLER CLOISONNER ET AMEN... (-87.2x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 93 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 80 days. The company must finance 13 days of gap between collections and payments. Inventory turnover is 10 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 106 days of revenue, i.e. 1.2 M€ to permanently finance. Over 2017-2022, WCR increased by +132%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 218 677 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

93 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

80 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

10 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

106 j

WCR and payment terms evolution
ISOLER CLOISONNER ET AMENAGER

Positioning of ISOLER CLOISONNER ET AMENAGER in its sector

Comparison with sector Travaux de plâtrerie

Valuation estimate

Based on 50 transactions of similar company sales in 2022, the value of ISOLER CLOISONNER ET AMENAGER is estimated at 903 992 € (range 352 235€ - 1 482 516€). The price/revenue ratio is 0.22x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
50 tx
352k€ 903k€ 1482k€
903 992 € Range: 352 235€ - 1 482 516€
NAF 4 année 2022 Aggregated at NAF sub-class level

Valuation method used

Revenue Multiple
4 119 517 € × 0.22x = 903 992 €
Range: 352 235€ - 1 482 517€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 50 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de plâtrerie)

Compare ISOLER CLOISONNER ET AMENAGER with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de plâtrerie

Frequently asked questions about ISOLER CLOISONNER ET AMENAGER

What is the revenue of ISOLER CLOISONNER ET AMENAGER ?

The revenue of ISOLER CLOISONNER ET AMENAGER in 2022 is 4.1 M€.

Is ISOLER CLOISONNER ET AMENAGER profitable?

ISOLER CLOISONNER ET AMENAGER recorded a net loss in 2022.

Where is the headquarters of ISOLER CLOISONNER ET AMENAGER ?

The headquarters of ISOLER CLOISONNER ET AMENAGER is located in NIVOLAS-VERMELLE (38300), in the department Isere.

Where to find the tax return of ISOLER CLOISONNER ET AMENAGER ?

The tax return of ISOLER CLOISONNER ET AMENAGER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ISOLER CLOISONNER ET AMENAGER operate?

ISOLER CLOISONNER ET AMENAGER operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.