ISOLATION DES BATIMENTS CONTRE LE FROID : revenue, balance sheet and financial ratios

ISOLATION DES BATIMENTS CONTRE LE FROID is a French company founded 49 years ago, specialized in the sector Travaux d'isolation. Based in BELLEVIGNY (85170), this company of category PME shows in 2024 a revenue of 2.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ISOLATION DES BATIMENTS CONTRE LE FROID (SIREN 318800174)
Indicator 2024 2023 2022 2021 2020 2019 2018 2016 2015
Revenue 2 723 249 € 2 277 380 € 1 772 711 € 2 069 609 € 1 504 317 € 1 626 549 € 1 429 882 € 917 625 € 1 081 718 €
Net income 39 017 € 149 004 € 70 750 € 98 744 € 48 814 € 63 207 € 103 002 € 48 601 € 119 760 €
EBITDA 121 738 € 244 864 € 120 027 € 179 396 € 103 760 € 122 310 € 190 988 € 57 556 € 182 383 €
Net margin 1.4% 6.5% 4.0% 4.8% 3.2% 3.9% 7.2% 5.3% 11.1%

Revenue and income statement

In 2024, ISOLATION DES BATIMENTS CONTRE LE FROID achieves revenue of 2.7 M€. Over the period 2015-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +10.8%. Vs 2023, growth of +20% (2.3 M€ -> 2.7 M€). After deducting consumption (1.1 M€), gross margin stands at 1.7 M€, i.e. a rate of 61%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 122 k€, representing 4.5% of revenue. Warning negative scissor effect: despite revenue change (+20%), EBITDA varies by -50%, reducing margin by 6.3 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 39 k€, i.e. 1.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 723 249 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 657 873 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

121 738 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

34 928 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

39 017 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 73%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

6.254%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

73.318%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.153%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.648

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

24.8%

Solvency indicators evolution
ISOLATION DES BATIMENTS CONTRE LE FROID

Sector positioning

Debt ratio
6.25 2024
2022
2023
2024
Q1: 0.52
Med: 13.18
Q3: 45.45
Good -15 pts over 3 years

In 2024, the debt ratio of ISOLATION DES BATIMENTS C... (6.25) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
73.32% 2024
2022
2023
2024
Q1: 10.35%
Med: 33.63%
Q3: 54.43%
Excellent +7 pts over 3 years

In 2024, the financial autonomy of ISOLATION DES BATIMENTS C... (73.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.65 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 0.96 years
Average +7 pts over 3 years

In 2024, the repayment capacity of ISOLATION DES BATIMENTS C... (0.65) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 337.14. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.4x. Financial charges are adequately covered by operations.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

337.144

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.358

Liquidity indicators evolution
ISOLATION DES BATIMENTS CONTRE LE FROID

Sector positioning

Liquidity ratio
337.14 2024
2022
2023
2024
Q1: 139.62
Med: 199.69
Q3: 307.67
Excellent +12 pts over 3 years

In 2024, the liquidity ratio of ISOLATION DES BATIMENTS C... (337.14) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
2.36x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.09x
Q3: 2.71x
Good +10 pts over 3 years

In 2024, the interest coverage of ISOLATION DES BATIMENTS C... (2.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 47 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 49 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Inventory turnover is 51 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 98 days of revenue, i.e. 739 k€ to permanently finance. Over 2015-2024, WCR increased by +491%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

738 600 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

47 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

49 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

51 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

98 j

WCR and payment terms evolution
ISOLATION DES BATIMENTS CONTRE LE FROID

Positioning of ISOLATION DES BATIMENTS CONTRE LE FROID in its sector

Comparison with sector Travaux d'isolation

Valuation estimate

Based on 58 transactions of similar company sales (all years), the value of ISOLATION DES BATIMENTS CONTRE LE FROID is estimated at 270 137 € (range 182 313€ - 502 831€). With an EBITDA of 121 738€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.20x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
58 tx
182k€ 270k€ 502k€
270 137 € Range: 182 313€ - 502 831€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
121 738 € × 1.2x
Estimation 150 205 €
121 638€ - 344 444€
Revenue Multiple 30%
2 723 249 € × 0.20x
Estimation 554 661 €
356 857€ - 823 800€
Net Income Multiple 20%
39 017 € × 3.7x
Estimation 143 185 €
72 189€ - 417 345€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'isolation)

Compare ISOLATION DES BATIMENTS CONTRE LE FROID with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'isolation

Frequently asked questions about ISOLATION DES BATIMENTS CONTRE LE FROID

What is the revenue of ISOLATION DES BATIMENTS CONTRE LE FROID ?

The revenue of ISOLATION DES BATIMENTS CONTRE LE FROID in 2024 is 2.7 M€.

Is ISOLATION DES BATIMENTS CONTRE LE FROID profitable?

Yes, ISOLATION DES BATIMENTS CONTRE LE FROID generated a net profit of 39 k€ in 2024.

Where is the headquarters of ISOLATION DES BATIMENTS CONTRE LE FROID ?

The headquarters of ISOLATION DES BATIMENTS CONTRE LE FROID is located in BELLEVIGNY (85170), in the department Vendee.

Where to find the tax return of ISOLATION DES BATIMENTS CONTRE LE FROID ?

The tax return of ISOLATION DES BATIMENTS CONTRE LE FROID is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ISOLATION DES BATIMENTS CONTRE LE FROID operate?

ISOLATION DES BATIMENTS CONTRE LE FROID operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.