ISOL HABITAT : revenue, balance sheet and financial ratios

ISOL HABITAT is a French company founded 17 years ago, specialized in the sector Autres activités de soutien aux entreprises n.c.a.. Based in RUMILLY-EN-CAMBRESIS (59281), this company of category PME shows in 2022 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ISOL HABITAT (SIREN 508110822)
Indicator 2023 2022 2021 2020 2019 2017
Revenue N/C 1 752 563 € N/C N/C 1 294 077 € N/C
Net income 0 € 6 656 € 0 € 0 € 44 691 € 0 €
EBITDA N/C 56 640 € N/C N/C 99 016 € N/C
Net margin N/C 0.4% N/C N/C 3.5% N/C

Revenue and income statement

In 2023, ISOL HABITAT records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2019-2022: 45 k€ -> 0 €.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 47%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

46.768%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

18.625%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

13.4%

Solvency indicators evolution
ISOL HABITAT

Sector positioning

Debt ratio
46.77 2023
2021
2022
2023
Q1: 0.0
Med: 5.99
Q3: 56.99
Average

In 2023, the debt ratio of ISOL HABITAT (46.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
18.62% 2023
2021
2022
2023
Q1: 5.84%
Med: 31.54%
Q3: 66.25%
Average -5 pts over 3 years

In 2023, the financial autonomy of ISOL HABITAT (18.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.31 years 2022
2022
Q1: 0.0 years
Med: 0.0 years
Q3: 1.23 years
Average

In 2022, the repayment capacity of ISOL HABITAT (2.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 211.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

211.399

Liquidity indicators evolution
ISOL HABITAT

Sector positioning

Liquidity ratio
211.4 2023
2021
2022
2023
Q1: 119.92
Med: 220.79
Q3: 547.18
Average +9 pts over 3 years

In 2023, the liquidity ratio of ISOL HABITAT (211.40) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
3.61x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 0.76x
Excellent

In 2022, the interest coverage of ISOL HABITAT (3.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ISOL HABITAT

Positioning of ISOL HABITAT in its sector

Comparison with sector Autres activités de soutien aux entreprises n.c.a.

Similar companies (Autres activités de soutien aux entreprises n.c.a.)

Compare ISOL HABITAT with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités de soutien aux entreprises n.c.a.

Frequently asked questions about ISOL HABITAT

What is the revenue of ISOL HABITAT ?

The revenue of ISOL HABITAT in 2022 is 1.8 M€.

Is ISOL HABITAT profitable?

Yes, ISOL HABITAT generated a net profit of 7 k€ in 2022.

Where is the headquarters of ISOL HABITAT ?

The headquarters of ISOL HABITAT is located in RUMILLY-EN-CAMBRESIS (59281), in the department Nord.

Where to find the tax return of ISOL HABITAT ?

The tax return of ISOL HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ISOL HABITAT operate?

ISOL HABITAT operates in the sector Autres activités de soutien aux entreprises n.c.a. (NAF code 82.99Z). See the 'Sector positioning' section above to compare the company with its competitors.