ISO KAL FRANCE : revenue, balance sheet and financial ratios

ISO KAL FRANCE is a French company founded 7 years ago, specialized in the sector Travaux d'isolation. Based in GROSLAY (95410), this company of category PME shows in 2020 a revenue of 5.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ISO KAL FRANCE (SIREN 841197502)
Indicator 2022 2021 2020 2019
Revenue N/C N/C 5 338 337 € 967 311 €
Net income 104 282 € 631 020 € -516 607 € 3 886 €
EBITDA N/C N/C -273 343 € 21 717 €
Net margin N/C N/C -9.7% 0.4%

Revenue and income statement

In 2022, ISO KAL FRANCE generates positive net income of 104 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2022: 4 k€ -> 104 k€.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

104 282 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 186%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

186.468%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

11.848%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

64.3%

Solvency indicators evolution
ISO KAL FRANCE

Sector positioning

Debt ratio
186.47 2022
2020
2021
2022
Q1: 0.68
Med: 18.92
Q3: 70.62
Watch +51 pts over 3 years

In 2022, the debt ratio of ISO KAL FRANCE (186.47) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
11.85% 2022
2020
2021
2022
Q1: 10.35%
Med: 28.44%
Q3: 49.87%
Average

In 2022, the financial autonomy of ISO KAL FRANCE (11.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-2.35 years 2020
2020
Q1: 0.0 years
Med: 0.04 years
Q3: 1.53 years
Excellent

In 2020, the repayment capacity of ISO KAL FRANCE (-2.35) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 154.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

154.557

Liquidity indicators evolution
ISO KAL FRANCE

Sector positioning

Liquidity ratio
154.56 2022
2020
2021
2022
Q1: 136.0
Med: 193.57
Q3: 277.13
Average +12 pts over 3 years

In 2022, the liquidity ratio of ISO KAL FRANCE (154.56) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-20.55x 2020
2020
Q1: 0.0x
Med: 0.06x
Q3: 1.63x
Watch

In 2020, the interest coverage of ISO KAL FRANCE (-20.6x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ISO KAL FRANCE

Positioning of ISO KAL FRANCE in its sector

Comparison with sector Travaux d'isolation

Valuation estimate

Based on 58 transactions of similar company sales (all years), the value of ISO KAL FRANCE is estimated at 382 695 € (range 192 942€ - 1 115 452€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
58 tx
192k€ 382k€ 1115k€
382 695 € Range: 192 942€ - 1 115 452€
NAF 5 all-time

Valuation method used

Net Income Multiple
104 282 € × 3.7x = 382 695 €
Range: 192 943€ - 1 115 452€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'isolation)

Compare ISO KAL FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'isolation

Frequently asked questions about ISO KAL FRANCE

What is the revenue of ISO KAL FRANCE ?

The revenue of ISO KAL FRANCE in 2020 is 5.3 M€.

Is ISO KAL FRANCE profitable?

Yes, ISO KAL FRANCE generated a net profit of 104 k€ in 2022.

Where is the headquarters of ISO KAL FRANCE ?

The headquarters of ISO KAL FRANCE is located in GROSLAY (95410), in the department Val-d'Oise.

Where to find the tax return of ISO KAL FRANCE ?

The tax return of ISO KAL FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ISO KAL FRANCE operate?

ISO KAL FRANCE operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.