Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2009-01-05 (17 years)Status: ActiveBusiness sector: Location de terrains et d'autres biens immobiliersLocation: FRONSAC (33126), Gironde
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
ISG-SJL : revenue, balance sheet and financial ratios
ISG-SJL is a French company
founded 17 years ago,
specialized in the sector Location de terrains et d'autres biens immobiliers.
Based in FRONSAC (33126),
this company of category PME
shows in 2023 a net income positive of 398 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2023, ISG-SJL generates positive net income of 398 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2023: 66 k€ -> 398 k€.
EBITDA (2023)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-5 312 €
EBIT (2023)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-5 776 €
Net income (2023)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
397 805 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.
Debt ratio (2023)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
15.803%
Financial autonomy (2023)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
86.353%
Repayment capacity (2023)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.451
Solvency indicators evolution ISG-SJL
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2021
2022
2023
Debt ratio
112.32
95.609
72.137
55.084
42.549
30.979
15.803
Financial autonomy
47.099
51.122
58.093
64.481
70.151
76.348
86.353
Repayment capacity
7.171
6.344
5.626
4.777
4.19
3.21
0.451
Cash flow / Revenue
None%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
15.82023
2021
2022
2023
Q1: -24.56
Med: 7.75
Q3: 165.49
Average
In 2023, the debt ratio of ISG-SJL (15.80) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
86.35%2023
2021
2022
2023
Q1: 0.43%
Med: 30.89%
Q3: 76.14%
Excellent+6 pts over 3 years
In 2023, the financial autonomy of ISG-SJL (86.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.45 years2023
2021
2022
2023
Q1: -0.3 years
Med: 0.44 years
Q3: 10.33 years
Good-10 pts over 3 years
In 2023, the repayment capacity of ISG-SJL (0.45) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
Liquidity ratios
Interest coverage (2023)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
-49.341
Liquidity indicators evolution ISG-SJL
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2019
2020
2021
2022
2023
Liquidity ratio
None
None
None
None
None
None
None
Interest coverage
-78.566
-383.982
-160.865
-165.858
-58.472
-86.305
-49.341
Sector positioning
Interest coverage
-49.34x2023
2021
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 16.98x
Average
In 2023, the interest coverage of ISG-SJL (-49.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Positioning of ISG-SJL in its sector
Comparison with sector Location de terrains et d'autres biens immobiliers
Valuation estimate
Based on 215 transactions of similar company sales
in 2023,
the value of ISG-SJL is estimated at
2 256 091 €
(range 826 955€ - 4 366 254€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2023
215 transactions
826k€2256k€4366k€
2 256 091 €Range: 826 955€ - 4 366 254€
NAF 5 année 2023
Valuation method used
Net Income Multiple
397 805 €
×
5.7x
=2 256 091 €
Range: 826 955€ - 4 366 255€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Location de terrains et d'autres biens immobiliers)
Compare ISG-SJL with other companies in the same sector:
The revenue of ISG-SJL is not publicly disclosed (confidential accounts filed with INPI).
Is ISG-SJL profitable?
Yes, ISG-SJL generated a net profit of 398 k€ in 2023.
Where is the headquarters of ISG-SJL ?
The headquarters of ISG-SJL is located in FRONSAC (33126), in the department Gironde.
Where to find the tax return of ISG-SJL ?
The tax return of ISG-SJL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does ISG-SJL operate?
ISG-SJL operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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