Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ISG-SJL : revenue, balance sheet and financial ratios

ISG-SJL is a French company founded 17 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in FRONSAC (33126), this company of category PME shows in 2023 a net income positive of 398 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ISG-SJL (SIREN 509649687)
Indicator 2023 2022 2021 2020 2019 2018 2017
Revenue N/C N/C N/C N/C N/C N/C N/C
Net income 397 805 € 72 929 € 69 352 € 73 125 € 72 572 € 74 416 € 65 693 €
EBITDA -5 312 € -3 775 € -6 651 € -2 721 € -3 189 € -1 336 € -2 524 €
Net margin N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2023, ISG-SJL generates positive net income of 398 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2023: 66 k€ -> 398 k€.

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-5 312 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-5 776 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

397 805 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

15.803%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

86.353%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.451

Solvency indicators evolution
ISG-SJL

Sector positioning

Debt ratio
15.8 2023
2021
2022
2023
Q1: -24.56
Med: 7.75
Q3: 165.49
Average

In 2023, the debt ratio of ISG-SJL (15.80) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
86.35% 2023
2021
2022
2023
Q1: 0.43%
Med: 30.89%
Q3: 76.14%
Excellent +6 pts over 3 years

In 2023, the financial autonomy of ISG-SJL (86.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.45 years 2023
2021
2022
2023
Q1: -0.3 years
Med: 0.44 years
Q3: 10.33 years
Good -10 pts over 3 years

In 2023, the repayment capacity of ISG-SJL (0.45) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-49.341

Liquidity indicators evolution
ISG-SJL

Sector positioning

Interest coverage
-49.34x 2023
2021
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 16.98x
Average

In 2023, the interest coverage of ISG-SJL (-49.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of ISG-SJL in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 215 transactions of similar company sales in 2023, the value of ISG-SJL is estimated at 2 256 091 € (range 826 955€ - 4 366 254€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
215 transactions
826k€ 2256k€ 4366k€
2 256 091 € Range: 826 955€ - 4 366 254€
NAF 5 année 2023

Valuation method used

Net Income Multiple
397 805 € × 5.7x = 2 256 091 €
Range: 826 955€ - 4 366 255€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare ISG-SJL with other companies in the same sector:

Frequently asked questions about ISG-SJL

What is the revenue of ISG-SJL ?

The revenue of ISG-SJL is not publicly disclosed (confidential accounts filed with INPI).

Is ISG-SJL profitable?

Yes, ISG-SJL generated a net profit of 398 k€ in 2023.

Where is the headquarters of ISG-SJL ?

The headquarters of ISG-SJL is located in FRONSAC (33126), in the department Gironde.

Where to find the tax return of ISG-SJL ?

The tax return of ISG-SJL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ISG-SJL operate?

ISG-SJL operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.