SIREN : 998318711
ISERE HABITAT is a French company founded 42 years ago, specialized in the sector Promotion immobilière de logements. Based in ECHIROLLES (38130), this company of category ETI shows in 2023 a revenue of 18.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2020 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 18 046 702 € | 11 581 567 € | N/C | 14 341 902 € |
| Net income | 601 785 € | 790 396 € | 867 134 € | 1 074 384 € |
| EBITDA | 1 322 827 € | 471 883 € | N/C | 1 296 989 € |
| Net margin | 3.3% | 6.8% | N/C | 7.5% |
In 2023, ISERE HABITAT achieves revenue of 18.0 M€. Revenue is growing positively over 4 years (CAGR: +3.9%). Vs 2020, growth of +56% (11.6 M€ -> 18.0 M€). After deducting consumption (5.2 M€), gross margin stands at 12.8 M€, i.e. a rate of 71%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.3 M€, representing 7.3% of revenue. Positive scissor effect: EBITDA margin improves by +3.3 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 602 k€, i.e. 3.3% of revenue. This profit can be retained or distributed to shareholders.
18 046 702 €
12 804 630 €
1 322 827 €
1 210 564 €
601 785 €
7.3%
The debt ratio (= Financial debt / Equity x 100) stands at 114%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 26.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
113.865%
36.939%
3.918%
26.882
90.2%
In 2023, the debt ratio of ISERE HABITAT (113.86) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of ISERE HABITAT (36.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of ISERE HABITAT (26.88) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 913.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 72.6x. Operating income very largely covers interest expenses: high safety margin.
913.806
72.57
In 2023, the liquidity ratio of ISERE HABITAT (913.81) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of ISERE HABITAT (72.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 131 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 69 days. The gap of 62 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 390 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 475 days of revenue, i.e. 23.8 M€ to permanently finance. Over 2017-2023, WCR increased by +86%, requiring additional financing.
23 819 662 €
131 j
69 j
390 j
475 j
Based on 80 transactions of similar company sales
(all years),
the value of ISERE HABITAT is estimated at
2 460 929 €
(range 906 499€ - 6 521 275€).
With an EBITDA of 1 322 827€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ISERE HABITAT with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of ISERE HABITAT in 2023 is 18.0 M€.
Yes, ISERE HABITAT generated a net profit of 602 k€ in 2023.
The headquarters of ISERE HABITAT is located in ECHIROLLES (38130), in the department Isere.
The tax return of ISERE HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ISERE HABITAT operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.