Employees: NN (None)Legal category: 5770Size: PMECreation date: 2023-06-14 (2 years)Status: ActiveBusiness sector: Gestion de fondsLocation: PLAILLY (60128), Oise
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
ISABELLE COURTIAL-BAIN HOLDING : revenue, balance sheet and financial ratios
ISABELLE COURTIAL-BAIN HOLDING is a French company
founded 2 years ago,
specialized in the sector Gestion de fonds.
Based in PLAILLY (60128),
this company of category PME
shows in 2025 a net income positive of 1 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - ISABELLE COURTIAL-BAIN HOLDING (SIREN 950708396)
Indicator
2025
2024
Revenue
N/C
N/C
Net income
1 319 €
-417 €
EBITDA
-2 439 €
-2 298 €
Net margin
N/C
N/C
Revenue and income statement
In 2025, ISABELLE COURTIAL-BAIN HOLDING generates positive net income of 1 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
EBITDA (2025)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-2 439 €
EBIT (2025)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-3 570 €
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
1 319 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 3243%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
3243.007%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
2.991%
Repayment capacity (2025)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
2025
Debt ratio
9760.549
3243.007
Financial autonomy
1.014
2.991
Repayment capacity
-17.317
9.563
Cash flow / Revenue
None%
None%
Sector positioning
Debt ratio
3243.012025
2024
2025
Q1: 0.0
Med: 11.05
Q3: 95.39
Watch
In 2025, the debt ratio of ISABELLE COURTIAL-BAIN HO... (3243.01) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
2.99%2025
2024
2025
Q1: 9.39%
Med: 52.08%
Q3: 89.29%
Average
In 2025, the financial autonomy of ISABELLE COURTIAL-BAIN HO... (3.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
9.56 years2025
2024
2025
Q1: 0.0 years
Med: 0.12 years
Q3: 3.48 years
Average+50 pts over 2 years
In 2025, the repayment capacity of ISABELLE COURTIAL-BAIN HO... (9.56) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
Interest coverage (2025)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2024
2025
Liquidity ratio
None
None
Interest coverage
-43.124
-45.551
Sector positioning
Interest coverage
-45.55x2025
2024
2025
Q1: -77.28x
Med: 0.0x
Q3: 0.0x
Average
In 2025, the interest coverage of ISABELLE COURTIAL-BAIN HO... (-45.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Positioning of ISABELLE COURTIAL-BAIN HOLDING in its sector
Comparison with sector Gestion de fonds
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions).
This range of 1 712€ to 9 869€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2025
Indicative
1k€3k€9k€
3 377 €Range: 1 712€ - 9 869€
NAF 5 année 2025
How is this estimate calculated?
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Gestion de fonds)
Compare ISABELLE COURTIAL-BAIN HOLDING with other companies in the same sector:
Frequently asked questions about ISABELLE COURTIAL-BAIN HOLDING
What is the revenue of ISABELLE COURTIAL-BAIN HOLDING ?
The revenue of ISABELLE COURTIAL-BAIN HOLDING is not publicly disclosed (confidential accounts filed with INPI).
Is ISABELLE COURTIAL-BAIN HOLDING profitable?
Yes, ISABELLE COURTIAL-BAIN HOLDING generated a net profit of 1 k€ in 2025.
Where is the headquarters of ISABELLE COURTIAL-BAIN HOLDING ?
The headquarters of ISABELLE COURTIAL-BAIN HOLDING is located in PLAILLY (60128), in the department Oise.
Where to find the tax return of ISABELLE COURTIAL-BAIN HOLDING ?
The tax return of ISABELLE COURTIAL-BAIN HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does ISABELLE COURTIAL-BAIN HOLDING operate?
ISABELLE COURTIAL-BAIN HOLDING operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart