ISAAC ZOUARI : revenue, balance sheet and financial ratios

ISAAC ZOUARI is a French company founded 9 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in NOISY-LE-SEC (93130), this company of category PME shows in 2019 a revenue of 706 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ISAAC ZOUARI (SIREN 825075559)
Indicator 2023 2022 2019 2018
Revenue N/C N/C 705 752 € 757 166 €
Net income 34 467 € 29 206 € 21 245 € 32 892 €
EBITDA N/C N/C 61 713 € 80 119 €
Net margin N/C N/C 3.0% 4.3%

Revenue and income statement

In 2023, ISAAC ZOUARI generates positive net income of 34 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2023: 33 k€ -> 34 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

34 467 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 53%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

53.371%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

27.551%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

46.6%

Solvency indicators evolution
ISAAC ZOUARI

Sector positioning

Debt ratio
53.37 2023
2019
2022
2023
Q1: 5.17
Med: 28.2
Q3: 82.05
Average -8 pts over 3 years

In 2023, the debt ratio of ISAAC ZOUARI (53.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
27.55% 2023
2019
2022
2023
Q1: 19.22%
Med: 41.81%
Q3: 60.16%
Average +9 pts over 3 years

In 2023, the financial autonomy of ISAAC ZOUARI (27.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.57 years 2019
2019
Q1: 0.0 years
Med: 0.44 years
Q3: 2.29 years
Average

In 2019, the repayment capacity of ISAAC ZOUARI (1.57) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 109.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

109.196

Liquidity indicators evolution
ISAAC ZOUARI

Sector positioning

Liquidity ratio
109.2 2023
2019
2022
2023
Q1: 141.2
Med: 208.62
Q3: 306.07
Watch

In 2023, the liquidity ratio of ISAAC ZOUARI (109.20) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
11.59x 2019
2019
Q1: 0.0x
Med: 0.58x
Q3: 3.96x
Excellent

In 2019, the interest coverage of ISAAC ZOUARI (11.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ISAAC ZOUARI

Positioning of ISAAC ZOUARI in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 139 transactions of similar company sales in 2023, the value of ISAAC ZOUARI is estimated at 188 013 € (range 80 805€ - 399 850€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
139 transactions
80k€ 188k€ 399k€
188 013 € Range: 80 805€ - 399 850€
NAF 5 année 2023

Valuation method used

Net Income Multiple
34 467 € × 5.5x = 188 013 €
Range: 80 805€ - 399 851€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 139 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare ISAAC ZOUARI with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about ISAAC ZOUARI

What is the revenue of ISAAC ZOUARI ?

The revenue of ISAAC ZOUARI in 2019 is 706 k€.

Is ISAAC ZOUARI profitable?

Yes, ISAAC ZOUARI generated a net profit of 34 k€ in 2023.

Where is the headquarters of ISAAC ZOUARI ?

The headquarters of ISAAC ZOUARI is located in NOISY-LE-SEC (93130), in the department Seine-Saint-Denis.

Where to find the tax return of ISAAC ZOUARI ?

The tax return of ISAAC ZOUARI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ISAAC ZOUARI operate?

ISAAC ZOUARI operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.