ISA FRANCE : revenue, balance sheet and financial ratios

ISA FRANCE is a French company founded 35 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures. Based in SAINT-FERREOL (74210), this company of category PME shows in 2020 a revenue of 3.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ISA FRANCE (SIREN 380313809)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 3 266 195 € 3 735 916 € 4 241 693 € 4 169 315 € 4 171 918 €
Net income 525 276 € 177 376 € 118 524 € 205 011 € 316 463 € 251 090 € 235 380 €
EBITDA N/C N/C 227 989 € 500 620 € 493 958 € 418 567 € 375 441 €
Net margin N/C N/C 3.6% 5.5% 7.5% 6.0% 5.6%

Revenue and income statement

In 2022, ISA FRANCE generates positive net income of 525 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2022: 235 k€ -> 525 k€.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

525 276 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 67%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

67.035%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

32.4%

Solvency indicators evolution
ISA FRANCE

Sector positioning

Debt ratio
0.0 2022
2020
2021
2022
Q1: 0.04
Med: 21.43
Q3: 82.08
Excellent -22 pts over 3 years

In 2022, the debt ratio of ISA FRANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
67.03% 2022
2020
2021
2022
Q1: 8.13%
Med: 30.53%
Q3: 56.78%
Excellent

In 2022, the financial autonomy of ISA FRANCE (67.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.43 years 2020
2020
Q1: -0.0 years
Med: 0.0 years
Q3: 1.71 years
Average

In 2020, the repayment capacity of ISA FRANCE (1.43) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 279.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

279.301

Liquidity indicators evolution
ISA FRANCE

Sector positioning

Liquidity ratio
279.3 2022
2020
2021
2022
Q1: 112.41
Med: 189.25
Q3: 344.71
Good -10 pts over 3 years

In 2022, the liquidity ratio of ISA FRANCE (279.30) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.56x 2020
2020
Q1: 0.0x
Med: 0.0x
Q3: 1.3x
Good

In 2020, the interest coverage of ISA FRANCE (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ISA FRANCE

Positioning of ISA FRANCE in its sector

Comparison with sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Valuation estimate

Based on 124 transactions of similar company sales (all years), the value of ISA FRANCE is estimated at 1 202 720 € (range 319 559€ - 2 133 533€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
124 transactions
319k€ 1202k€ 2133k€
1 202 720 € Range: 319 559€ - 2 133 533€
NAF 5 all-time

Valuation method used

Net Income Multiple
525 276 € × 2.3x = 1 202 720 €
Range: 319 559€ - 2 133 534€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 124 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) d'habillement et de chaussures)

Compare ISA FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Frequently asked questions about ISA FRANCE

What is the revenue of ISA FRANCE ?

The revenue of ISA FRANCE in 2020 is 3.3 M€.

Is ISA FRANCE profitable?

Yes, ISA FRANCE generated a net profit of 525 k€ in 2022.

Where is the headquarters of ISA FRANCE ?

The headquarters of ISA FRANCE is located in SAINT-FERREOL (74210), in the department Haute-Savoie.

Where to find the tax return of ISA FRANCE ?

The tax return of ISA FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ISA FRANCE operate?

ISA FRANCE operates in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures (NAF code 46.42Z). See the 'Sector positioning' section above to compare the company with its competitors.