SIREN : 534965181
IRMAEL FINANCE is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in SILLINGY (74330), this company of category PME shows in 2022 a revenue of 106 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 106 000 € | 38 500 € | 132 583 € | 104 000 € | 68 172 € | 66 000 € |
| Net income | 74 126 € | 357 939 € | 26 941 € | 7 088 € | 85 € | 1 810 € |
| EBITDA | -14 206 € | -248 495 € | 42 904 € | 7 814 € | 87 € | 1 810 € |
| Net margin | 69.9% | 929.7% | 20.3% | 6.8% | 0.1% | 2.7% |
In 2022, IRMAEL FINANCE achieves revenue of 106 k€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +8.2%. Vs 2021, growth of +175% (38 k€ -> 106 k€). After deducting consumption (0 €), gross margin stands at 106 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -14 k€, representing -13.4% of revenue. Positive scissor effect: EBITDA margin improves by +632.0 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 74 k€, i.e. 69.9% of revenue. This profit can be retained or distributed to shareholders.
106 000 €
106 000 €
-14 206 €
128 756 €
74 126 €
-13.4%
The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
52.412%
56.429%
-64.93%
-4.632
69.0%
In 2022, the debt ratio of IRMAEL FINANCE (52.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of IRMAEL FINANCE (56.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of IRMAEL FINANCE (-4.63) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1819.97. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1819.968
-356.687
In 2022, the liquidity ratio of IRMAEL FINANCE (1819.97) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of IRMAEL FINANCE (-356.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 132 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 236 days. Excellent situation: suppliers finance 104 days of the operating cycle (retail model). Overall, WCR represents 3220 days of revenue, i.e. 948 k€ to permanently finance. Over 2016-2022, WCR increased by +4194%, requiring additional financing.
948 190 €
132 j
236 j
0 j
3220 j
Based on 70 transactions of similar company sales
in 2022,
the value of IRMAEL FINANCE is estimated at
152 474 €
(range 52 996€ - 292 592€).
The price/revenue ratio is 0.67x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare IRMAEL FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of IRMAEL FINANCE in 2022 is 106 k€.
Yes, IRMAEL FINANCE generated a net profit of 74 k€ in 2022.
The headquarters of IRMAEL FINANCE is located in SILLINGY (74330), in the department Haute-Savoie.
The tax return of IRMAEL FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
IRMAEL FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.