INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN : revenue, balance sheet and financial ratios

INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN is a French company founded 27 years ago, specialized in the sector Gestion de fonds. Based in SECLIN (59113), this company of category PME shows in 2025 a revenue of 170 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN (SIREN 419797394)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 169 800 € 143 500 € 145 750 € 175 200 € 160 240 € 148 905 € 150 460 € 154 350 € 146 350 €
Net income 91 334 € 49 140 € 67 694 € 83 559 € 94 272 € 48 268 € 80 175 € 76 984 € 85 133 €
EBITDA 42 308 € 22 808 € 46 542 € 77 493 € 67 901 € 20 175 € 59 268 € 53 246 € 54 614 €
Net margin 53.8% 34.2% 46.4% 47.7% 58.8% 32.4% 53.3% 49.9% 58.2%

Revenue and income statement

In 2025, INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN achieves revenue of 170 k€. Revenue is growing positively over 9 years (CAGR: +1.9%). Vs 2024, growth of +18% (144 k€ -> 170 k€). After deducting consumption (0 €), gross margin stands at 170 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 42 k€, representing 24.9% of revenue. Positive scissor effect: EBITDA margin improves by +9.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 91 k€, i.e. 53.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

169 800 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

169 800 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

42 308 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

39 531 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

91 334 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

24.9%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 55.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.087%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

98.794%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

55.425%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.009

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

20.8%

Solvency indicators evolution
INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN

Sector positioning

Debt ratio
0.09 2025
2023
2024
2025
Q1: 0.0
Med: 11.01
Q3: 95.19
Good

In 2025, the debt ratio of INVESTISSEMENT ET DEVELOP... (0.09) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
98.79% 2025
2023
2024
2025
Q1: 9.37%
Med: 52.48%
Q3: 89.45%
Excellent

In 2025, the financial autonomy of INVESTISSEMENT ET DEVELOP... (98.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.01 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.13 years
Q3: 3.47 years
Good -24 pts over 3 years

In 2025, the repayment capacity of INVESTISSEMENT ET DEVELOP... (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2426.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2426.81

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN

Sector positioning

Liquidity ratio
2426.81 2025
2023
2024
2025
Q1: 115.9
Med: 589.92
Q3: 4166.44
Good -6 pts over 3 years

In 2025, the liquidity ratio of INVESTISSEMENT ET DEVELOP... (2426.81) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2025
2023
2024
2025
Q1: -76.71x
Med: 0.0x
Q3: 0.0x
Good -25 pts over 3 years

In 2025, the interest coverage of INVESTISSEMENT ET DEVELOP... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 29 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 3 days. The company must finance 26 days of gap between collections and payments. Overall, WCR represents 140 days of revenue, i.e. 66 k€ to permanently finance. Notable WCR improvement over the period (-39%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

66 124 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

29 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

3 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

140 j

WCR and payment terms evolution
INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN

Positioning of INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 36 961€ to 283 294€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
36k€ 75k€ 283k€
75 408 € Range: 36 961€ - 283 294€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN

What is the revenue of INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN ?

The revenue of INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN in 2025 is 170 k€.

Is INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN profitable?

Yes, INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN generated a net profit of 91 k€ in 2025.

Where is the headquarters of INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN ?

The headquarters of INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN is located in SECLIN (59113), in the department Nord.

Where to find the tax return of INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN ?

The tax return of INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN operate?

INVESTISSEMENT ET DEVELOPPEMENT D'ENTREPRISES STERCKEMAN operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.