Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
INVEST PAPIC : revenue, balance sheet and financial ratios
INVEST PAPIC is a French company
founded 6 years ago,
specialized in the sector Gestion de fonds.
Based in CONCARNEAU (29900),
this company of category PME
shows in 2023 a revenue of 932 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - INVEST PAPIC (SIREN 879972925)
Indicator
2025
2024
2023
2022
2021
Revenue
N/C
N/C
932 067 €
N/C
N/C
Net income
290 957 €
174 095 €
205 036 €
190 564 €
138 321 €
EBITDA
N/C
N/C
284 644 €
N/C
N/C
Net margin
N/C
N/C
22.0%
N/C
N/C
Revenue and income statement
In 2025, INVEST PAPIC generates positive net income of 291 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2021-2025: 138 k€ -> 291 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
290 957 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
1.109%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
96.216%
Solvency indicators evolution INVEST PAPIC
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2021
2022
2023
2024
2025
Debt ratio
311.454
124.056
60.539
39.489
1.109
Financial autonomy
20.552
38.602
57.117
65.469
96.216
Repayment capacity
None
None
1.182
None
None
Cash flow / Revenue
None%
None%
23.142%
None%
None%
Sector positioning
Debt ratio
1.112025
2023
2024
2025
Q1: 0.0
Med: 11.05
Q3: 95.39
Good-36 pts over 3 years
In 2025, the debt ratio of INVEST PAPIC (1.11) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
96.22%2025
2023
2024
2025
Q1: 9.39%
Med: 52.08%
Q3: 89.29%
Excellent+20 pts over 3 years
In 2025, the financial autonomy of INVEST PAPIC (96.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
1.18 years2023
2023
Q1: -0.04 years
Med: 0.0 years
Q3: 3.17 years
Average
In 2023, the repayment capacity of INVEST PAPIC (1.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 3680.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
3680.763
Liquidity indicators evolution INVEST PAPIC
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2021
2022
2023
2024
2025
Liquidity ratio
205.04
218.026
389.502
442.688
3680.763
Interest coverage
None
None
1.336
None
None
Sector positioning
Liquidity ratio
3680.762025
2023
2024
2025
Q1: 117.65
Med: 590.18
Q3: 4189.62
Good+26 pts over 3 years
In 2025, the liquidity ratio of INVEST PAPIC (3680.76) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
1.34x2023
2023
Q1: -59.6x
Med: 0.0x
Q3: 0.0x
Excellent
In 2023, the interest coverage of INVEST PAPIC (1.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution INVEST PAPIC
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2021
2022
2023
2024
2025
Operating WCR
0 €
0 €
-7 969 €
0 €
0 €
Inventory turnover (days)
0
0
5
0
0
Customer payment term (days)
0
0
1
0
0
Supplier payment term (days)
0
0
31
0
0
Positioning of INVEST PAPIC in its sector
Comparison with sector Gestion de fonds
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions).
This range of 377 763€ to 2 177 057€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2025
Indicative
377k€745k€2177k€
745 132 €Range: 377 763€ - 2 177 057€
NAF 5 année 2025
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Gestion de fonds)
Compare INVEST PAPIC with other companies in the same sector:
Yes, INVEST PAPIC generated a net profit of 291 k€ in 2025.
Where is the headquarters of INVEST PAPIC ?
The headquarters of INVEST PAPIC is located in CONCARNEAU (29900), in the department Finistere.
Where to find the tax return of INVEST PAPIC ?
The tax return of INVEST PAPIC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does INVEST PAPIC operate?
INVEST PAPIC operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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