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INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM : revenue, balance sheet and financial ratios

INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM is a French company founded 72 years ago, specialized in the sector Location de logements. Based in AURILLAC (15000), this company of category PME shows in 2018 a revenue of 42.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM (SIREN 405420159)
Indicator 2019 2018
Revenue N/C 42 494 776 €
Net income 3 323 171 € 3 292 797 €
EBITDA -7 395 229 € 39 397 684 €
Net margin N/C 7.7%

Revenue and income statement

In 2019, INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM generates positive net income of 3.3 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2019: 3.3 M€ -> 3.3 M€.

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-7 395 229 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

3 323 171 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-34313.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 77796.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

77796.084%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

66.5%

Solvency indicators evolution
INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM

Sector positioning

Debt ratio
8314.02 2018
2018
Q1: -256.24
Med: 0.0
Q3: 122.18
Average

In 2018, the debt ratio of INTERREGIONALE POLYGONE S... (8314.02) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
0.0% 2019
2018
2019
Q1: 0.51%
Med: 47.03%
Q3: 98.7%
Average

In 2019, the financial autonomy of INTERREGIONALE POLYGONE S... (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2019
2018
2019
Q1: 0.0 years
Med: 0.77 years
Q3: 17.8 years
Excellent -50 pts over 2 years

In 2019, the repayment capacity of INTERREGIONALE POLYGONE S... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-49.102

Liquidity indicators evolution
INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM

Sector positioning

Liquidity ratio
1551.12 2018
2018
Q1: 12.02
Med: 150.04
Q3: 815.81
Excellent

In 2018, the liquidity ratio of INTERREGIONALE POLYGONE S... (1551.12) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-49.1x 2019
2018
2019
Q1: 0.0x
Med: 0.05x
Q3: 24.52x
Average -33 pts over 2 years

In 2019, the interest coverage of INTERREGIONALE POLYGONE S... (-49.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM

Positioning of INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 234 transactions of similar company sales in 2019, the value of INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM is estimated at 21 263 941 € (range 8 006 036€ - 43 010 994€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
234 transactions
8006k€ 21263k€ 43010k€
21 263 941 € Range: 8 006 036€ - 43 010 994€
NAF 5 année 2019

Valuation method used

Net Income Multiple
3 323 171 € × 6.4x = 21 263 942 €
Range: 8 006 037€ - 43 010 994€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 234 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM

What is the revenue of INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM ?

The revenue of INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM in 2018 is 42.5 M€.

Is INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM profitable?

Yes, INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM generated a net profit of 3.3 M€ in 2019.

Where is the headquarters of INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM ?

The headquarters of INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM is located in AURILLAC (15000), in the department Cantal.

Where to find the tax return of INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM ?

The tax return of INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM operate?

INTERREGIONALE POLYGONE SOCIETE ANONYME D'HLM operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.