Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

INTER-CONSTRUCTION 03 : revenue, balance sheet and financial ratios

INTER-CONSTRUCTION 03 is a French company founded 20 years ago, specialized in the sector Construction de maisons individuelles. Based in AVERMES (03000), this company of category PME shows in 2025 a net income positive of 238 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - INTER-CONSTRUCTION 03 (SIREN 489866756)
Indicator 2025 2024 2023 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C
Net income 238 157 € 56 956 € 223 554 € 110 494 € 56 329 € 93 379 €
EBITDA N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, INTER-CONSTRUCTION 03 generates positive net income of 238 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 93 k€ -> 238 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

238 157 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

9.191%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.8%

Solvency indicators evolution
INTER-CONSTRUCTION 03

Sector positioning

Debt ratio
0.0 2025
2023
2024
2025
Q1: 0.63
Med: 12.8
Q3: 36.22
Excellent

In 2025, the debt ratio of INTER-CONSTRUCTION 03 (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
9.19% 2025
2023
2024
2025
Q1: 16.81%
Med: 36.32%
Q3: 57.35%
Watch

In 2025, the financial autonomy of INTER-CONSTRUCTION 03 (9.2%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 104.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

104.356

Liquidity indicators evolution
INTER-CONSTRUCTION 03

Sector positioning

Liquidity ratio
104.36 2025
2023
2024
2025
Q1: 139.05
Med: 206.27
Q3: 306.63
Watch -6 pts over 3 years

In 2025, the liquidity ratio of INTER-CONSTRUCTION 03 (104.36) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of INTER-CONSTRUCTION 03 in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of INTER-CONSTRUCTION 03 is estimated at 591 173 € (range 200 411€ - 1 906 377€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
200k€ 591k€ 1906k€
591 173 € Range: 200 411€ - 1 906 377€
NAF 5 all-time

Valuation method used

Net Income Multiple
238 157 € × 2.5x = 591 173 €
Range: 200 411€ - 1 906 378€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare INTER-CONSTRUCTION 03 with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about INTER-CONSTRUCTION 03

What is the revenue of INTER-CONSTRUCTION 03 ?

The revenue of INTER-CONSTRUCTION 03 is not publicly disclosed (confidential accounts filed with INPI).

Is INTER-CONSTRUCTION 03 profitable?

Yes, INTER-CONSTRUCTION 03 generated a net profit of 238 k€ in 2025.

Where is the headquarters of INTER-CONSTRUCTION 03 ?

The headquarters of INTER-CONSTRUCTION 03 is located in AVERMES (03000), in the department Allier.

Where to find the tax return of INTER-CONSTRUCTION 03 ?

The tax return of INTER-CONSTRUCTION 03 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does INTER-CONSTRUCTION 03 operate?

INTER-CONSTRUCTION 03 operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.