SIREN : 451290126
INSITU FINANCE is a French company founded 22 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75016), this company of category PME shows in 2024 a revenue of 2.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 143 005 € | 1 950 374 € | 1 946 608 € | 1 695 921 € | 1 324 390 € | 1 448 140 € | 1 114 845 € | 852 167 € | 757 196 € |
| Net income | 152 291 € | 132 112 € | 409 702 € | 561 827 € | 700 040 € | 219 502 € | 128 724 € | 100 209 € | 70 790 € |
| EBITDA | -852 427 € | -275 161 € | 89 207 € | 286 975 € | 98 592 € | 220 150 € | 125 951 € | 93 386 € | 43 080 € |
| Net margin | 7.1% | 6.8% | 21.0% | 33.1% | 52.9% | 15.2% | 11.5% | 11.8% | 9.3% |
In 2024, INSITU FINANCE achieves revenue of 2.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +13.9%. Vs 2023: +10%. After deducting consumption (0 €), gross margin stands at 2.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -852 k€, representing -39.8% of revenue. Warning negative scissor effect: despite revenue change (+10%), EBITDA varies by -210%, reducing margin by 25.7 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 152 k€, i.e. 7.1% of revenue. This profit can be retained or distributed to shareholders.
2 143 005 €
2 143 005 €
-852 427 €
-850 203 €
152 291 €
-39.7%
The debt ratio (= Financial debt / Equity x 100) stands at 330%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 29.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 7.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
329.505%
19.227%
6.977%
29.735
28.2%
In 2024, the debt ratio of INSITU FINANCE (329.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of INSITU FINANCE (19.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of INSITU FINANCE (29.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 459.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
459.272
0.0
In 2024, the liquidity ratio of INSITU FINANCE (459.27) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of INSITU FINANCE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 124 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 91 days. The gap of 33 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 537 days of revenue, i.e. 3.2 M€ to permanently finance. Over 2016-2024, WCR increased by +1286%, requiring additional financing.
3 198 392 €
124 j
91 j
0 j
537 j
Based on 54 transactions of similar company sales
in 2024,
the value of INSITU FINANCE is estimated at
845 980 €
(range 527 699€ - 1 354 934€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare INSITU FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of INSITU FINANCE in 2024 is 2.1 M€.
Yes, INSITU FINANCE generated a net profit of 152 k€ in 2024.
The headquarters of INSITU FINANCE is located in PARIS (75016), in the department Paris.
The tax return of INSITU FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
INSITU FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.