SIREN : 400709887
INSERDECO is a French company founded 31 years ago, specialized in the sector Autre imprimerie (labeur). Based in OUVILLE-LA-RIVIERE (76860), this company of category PME shows in 2020 a revenue of 2.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 2 400 801 € | 3 068 109 € | 2 706 290 € | 2 318 983 € | 1 924 297 € |
| Net income | 95 860 € | 100 528 € | 9 407 € | 65 635 € | 68 781 € |
| EBITDA | 142 663 € | 159 385 € | 33 945 € | 32 364 € | -80 389 € |
| Net margin | 4.0% | 3.3% | 0.3% | 2.8% | 3.6% |
In 2020, INSERDECO achieves revenue of 2.4 M€. Over the period 2016-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +5.7%. Significant drop of -22% vs 2019. After deducting consumption (184 k€), gross margin stands at 2.2 M€, i.e. a rate of 92%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 143 k€, representing 5.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 96 k€, i.e. 4.0% of revenue. This profit can be retained or distributed to shareholders.
2 400 801 €
2 216 900 €
142 663 €
99 733 €
95 860 €
5.9%
The debt ratio (= Financial debt / Equity x 100) stands at -216%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -58%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 16.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 5.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
-215.565%
-58.105%
5.751%
16.637
43.2%
In 2020, the debt ratio of INSERDECO (-215.56) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2020, the financial autonomy of INSERDECO (-58.1%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2020, the repayment capacity of INSERDECO (16.64) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 773.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.2x. Financial charges are adequately covered by operations.
773.157
3.212
In 2020, the liquidity ratio of INSERDECO (773.16) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of INSERDECO (3.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 114 days. Excellent situation: suppliers finance 84 days of the operating cycle (retail model). Inventory turnover is 24 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 300 days of revenue, i.e. 2.0 M€ to permanently finance. Over 2016-2020, WCR increased by +381%, requiring additional financing.
1 999 075 €
30 j
114 j
24 j
300 j
Based on 72 transactions of similar company sales
(all years),
the value of INSERDECO is estimated at
665 470 €
(range 339 839€ - 1 318 412€).
With an EBITDA of 142 663€, the sector multiple of 4.9x is applied.
The price/revenue ratio is 0.25x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 72 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare INSERDECO with other companies in the same sector:
Voir toutes les statistiques du secteur Autre imprimerie (labeur)
The revenue of INSERDECO in 2020 is 2.4 M€.
Yes, INSERDECO generated a net profit of 96 k€ in 2020.
The headquarters of INSERDECO is located in OUVILLE-LA-RIVIERE (76860), in the department Seine-Maritime.
The tax return of INSERDECO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
INSERDECO operates in the sector Autre imprimerie (labeur) (NAF code 18.12Z). See the 'Sector positioning' section above to compare the company with its competitors.