SIREN : 499521300
INOV-ON is a French company founded 18 years ago, specialized in the sector Gestion de fonds. Based in SAINT-SEBASTIEN-SUR-LOIRE (44230), this company of category PME shows in 2024 a revenue of 17 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 16 797 € | 28 327 € | 157 442 € | 1 119 653 € | 1 119 653 € | N/C | 1 082 080 € | 1 110 441 € | N/C |
| Net income | -436 763 € | 119 973 € | -1 696 € | 1 895 140 € | 1 895 140 € | 934 349 € | 624 099 € | 383 389 € | 292 253 € |
| EBITDA | -56 272 € | -82 613 € | -17 213 € | -422 008 € | -422 008 € | N/C | 87 208 € | -90 231 € | N/C |
| Net margin | -2600.2% | 423.5% | -1.1% | 169.3% | 169.3% | N/C | 57.7% | 34.5% | N/C |
In 2024, INOV-ON achieves revenue of 17 k€. Revenue is declining over the period 2017-2024 (CAGR: -45.1%). Significant drop of -41% vs 2023. After deducting consumption (0 €), gross margin stands at 17 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -56 k€, representing -335.0% of revenue. Warning negative scissor effect: despite revenue change (-41%), EBITDA varies by +32%, reducing margin by 43.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -437 k€ (-2600.2% of revenue), which will impact equity.
16 797 €
16 797 €
-56 272 €
-74 444 €
-436 763 €
-335.0%
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 1079.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.922%
96.902%
1079.455%
3.035
6.1%
In 2024, the debt ratio of INOV-ON (2.92) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of INOV-ON (96.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of INOV-ON (3.04) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 6825.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
6825.229
-1125.194
In 2024, the liquidity ratio of INOV-ON (6825.23) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of INOV-ON (-1125.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 112 days. Excellent situation: suppliers finance 112 days of the operating cycle (retail model). WCR is negative (-550 days): operations structurally generate cash.
-25 667 €
0 j
112 j
0 j
-550 j
Based on 62 transactions of similar company sales
in 2024,
the value of INOV-ON is estimated at
5 113 €
(range 2 645€ - 14 237€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare INOV-ON with other companies in the same sector:
The revenue of INOV-ON in 2024 is 17 k€.
INOV-ON recorded a net loss in 2024.
The headquarters of INOV-ON is located in SAINT-SEBASTIEN-SUR-LOIRE (44230), in the department Loire-Atlantique.
The tax return of INOV-ON is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
INOV-ON operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.