INN'DEKO DECORATIVE INNOVATION : revenue, balance sheet and financial ratios

INN'DEKO DECORATIVE INNOVATION is a French company founded 17 years ago, specialized in the sector Commerce de détail d'autres équipements du foyer. Based in PONTIVY (56300), this company of category PME shows in 2021 a revenue of 159 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - INN'DEKO DECORATIVE INNOVATION (SIREN 510633910)
Indicator 2021 2019 2018
Revenue 158 853 € 178 336 € 181 988 €
Net income 16 789 € 2 806 € 715 €
EBITDA 14 897 € 2 207 € 2 600 €
Net margin 10.6% 1.6% 0.4%

Revenue and income statement

In 2021, INN'DEKO DECORATIVE INNOVATION achieves revenue of 159 k€. Activity remains stable over the period (CAGR: -4.4%). Significant drop of -11% vs 2019. After deducting consumption (54 k€), gross margin stands at 105 k€, i.e. a rate of 66%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 9.4% of revenue. Positive scissor effect: EBITDA margin improves by +8.1 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 17 k€, i.e. 10.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

158 853 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

104 711 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

14 897 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

14 199 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

16 789 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

9.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 48%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 5.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

48.148%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

57.092%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

5.248%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.874

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

94.5%

Solvency indicators evolution
INN'DEKO DECORATIVE INNOVATION

Sector positioning

Debt ratio
48.15 2021
2018
2019
2021
Q1: 1.81
Med: 43.39
Q3: 118.16
Average +26 pts over 3 years

In 2021, the debt ratio of INN'DEKO DECORATIVE INNOV... (48.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
57.09% 2021
2018
2019
2021
Q1: 12.85%
Med: 32.78%
Q3: 53.66%
Excellent +25 pts over 3 years

In 2021, the financial autonomy of INN'DEKO DECORATIVE INNOV... (57.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
3.87 years 2021
2018
2019
2021
Q1: 0.0 years
Med: 0.51 years
Q3: 3.11 years
Average +44 pts over 3 years

In 2021, the repayment capacity of INN'DEKO DECORATIVE INNOV... (3.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 454.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.0x. Financial charges are adequately covered by operations.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

454.599

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.014

Liquidity indicators evolution
INN'DEKO DECORATIVE INNOVATION

Sector positioning

Liquidity ratio
454.6 2021
2018
2019
2021
Q1: 137.36
Med: 218.15
Q3: 338.72
Excellent +39 pts over 3 years

In 2021, the liquidity ratio of INN'DEKO DECORATIVE INNOV... (454.60) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
2.01x 2021
2018
2019
2021
Q1: 0.0x
Med: 0.19x
Q3: 2.13x
Good +49 pts over 3 years

In 2021, the interest coverage of INN'DEKO DECORATIVE INNOV... (2.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 82 days. Excellent situation: suppliers finance 41 days of the operating cycle (retail model). Inventory turnover is 69 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 145 days of revenue, i.e. 64 k€ to permanently finance. Over 2018-2021, WCR increased by +3326%, requiring additional financing.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

63 837 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

41 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

82 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

69 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

145 j

WCR and payment terms evolution
INN'DEKO DECORATIVE INNOVATION

Positioning of INN'DEKO DECORATIVE INNOVATION in its sector

Comparison with sector Commerce de détail d'autres équipements du foyer

Valuation estimate

Based on 54 transactions of similar company sales in 2021, the value of INN'DEKO DECORATIVE INNOVATION is estimated at 25 895 € (range 15 004€ - 59 934€). With an EBITDA of 14 897€, the sector multiple of 1.8x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
54 tx
15k€ 25k€ 59k€
25 895 € Range: 15 004€ - 59 934€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
14 897 € × 1.8x
Estimation 27 132 €
12 781€ - 50 921€
Revenue Multiple 30%
158 853 € × 0.16x
Estimation 24 825 €
18 483€ - 57 240€
Net Income Multiple 20%
16 789 € × 1.5x
Estimation 24 410 €
15 343€ - 86 509€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'autres équipements du foyer)

Compare INN'DEKO DECORATIVE INNOVATION with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'autres équipements du foyer

Frequently asked questions about INN'DEKO DECORATIVE INNOVATION

What is the revenue of INN'DEKO DECORATIVE INNOVATION ?

The revenue of INN'DEKO DECORATIVE INNOVATION in 2021 is 159 k€.

Is INN'DEKO DECORATIVE INNOVATION profitable?

Yes, INN'DEKO DECORATIVE INNOVATION generated a net profit of 17 k€ in 2021.

Where is the headquarters of INN'DEKO DECORATIVE INNOVATION ?

The headquarters of INN'DEKO DECORATIVE INNOVATION is located in PONTIVY (56300), in the department Morbihan.

Where to find the tax return of INN'DEKO DECORATIVE INNOVATION ?

The tax return of INN'DEKO DECORATIVE INNOVATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does INN'DEKO DECORATIVE INNOVATION operate?

INN'DEKO DECORATIVE INNOVATION operates in the sector Commerce de détail d'autres équipements du foyer (NAF code 47.59B). See the 'Sector positioning' section above to compare the company with its competitors.