SIREN : 842839672
INITIALE SAGHIN is a French company founded 7 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SURESNES (92150), this company of category PME shows in 2021 a revenue of 12 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2019 |
|---|---|---|
| Revenue | 12 499 € | 154 100 € |
| Net income | 42 193 € | 7 174 € |
| EBITDA | 57 250 € | 13 780 € |
| Net margin | 337.6% | 4.7% |
In 2021, INITIALE SAGHIN achieves revenue of 12 k€. Significant drop of -92% vs 2019. After deducting consumption (0 €), gross margin stands at 12 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 57 k€, representing 458.0% of revenue. Positive scissor effect: EBITDA margin improves by +449.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 42 k€, i.e. 337.6% of revenue. This profit can be retained or distributed to shareholders.
12 499 €
12 499 €
57 250 €
42 798 €
42 193 €
73.9%
The debt ratio (= Financial debt / Equity x 100) stands at 56%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 72.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
56.255%
62.371%
72.058%
0.579
52.7%
In 2021, the debt ratio of INITIALE SAGHIN (56.26) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of INITIALE SAGHIN (62.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2021, the repayment capacity of INITIALE SAGHIN (0.58) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 2669.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.
2669.214
0.176
In 2021, the liquidity ratio of INITIALE SAGHIN (2669.21) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of INITIALE SAGHIN (0.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 35 days. Excellent situation: suppliers finance 35 days of the operating cycle (retail model). Overall, WCR represents 907 days of revenue, i.e. 31 k€ to permanently finance.
31 492 €
0 j
35 j
0 j
907 j
Based on 128 transactions of similar company sales in 2021, the value of INITIALE SAGHIN is estimated at 74 071 € (range 31 412€ - 284 507€). With an EBITDA of 57 250€, the sector multiple of 1.8x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 128 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare INITIALE SAGHIN with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of INITIALE SAGHIN in 2021 is 12 k€.
Yes, INITIALE SAGHIN generated a net profit of 42 k€ in 2021.
The headquarters of INITIALE SAGHIN is located in SURESNES (92150), in the department Hauts-de-Seine.
The tax return of INITIALE SAGHIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
INITIALE SAGHIN operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.