INGRID FINANCE 2010 : revenue, balance sheet and financial ratios

INGRID FINANCE 2010 is a French company founded 18 years ago, specialized in the sector Supports juridiques de gestion de patrimoine mobilier. Based in PUTEAUX (92800), this company of category GE shows in 2024 a revenue of 11.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - INGRID FINANCE 2010 (SIREN 501168744)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 11 421 168 € 11 402 533 € 10 366 510 € 9 889 451 € 9 644 669 € 9 384 261 € 9 018 818 € 8 842 308 € 8 696 019 €
Net income 5 304 597 € 6 025 501 € 279 955 € 66 334 € -125 670 € -276 296 € -474 625 € -838 657 € -2 096 298 €
EBITDA 11 343 044 € 11 332 196 € 10 310 517 € 9 833 674 € 9 588 928 € 9 328 555 € 8 962 961 € 8 786 714 € 8 640 461 €
Net margin 46.4% 52.8% 2.7% 0.7% -1.3% -2.9% -5.3% -9.5% -24.1%

Revenue and income statement

In 2024, INGRID FINANCE 2010 achieves revenue of 11.4 M€. Revenue is growing positively over 9 years (CAGR: +3.5%). Vs 2023: +0%. After deducting consumption (0 €), gross margin stands at 11.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11.3 M€, representing 99.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.3 M€, i.e. 46.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

11 421 168 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

11 421 168 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

11 343 044 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

10 221 717 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

5 304 597 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

99.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 983%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 56.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

983.136%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

7.248%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

56.263%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

10.3

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.1%

Solvency indicators evolution
INGRID FINANCE 2010

Sector positioning

Debt ratio
983.14 2024
2022
2023
2024
Q1: 0.0
Med: 2.75
Q3: 41.16
Watch +50 pts over 3 years

In 2024, the debt ratio of INGRID FINANCE 2010 (983.14) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
7.25% 2024
2022
2023
2024
Q1: 7.81%
Med: 60.44%
Q3: 91.96%
Average

In 2024, the financial autonomy of INGRID FINANCE 2010 (7.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
10.3 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.07 years
Q3: 2.68 years
Watch

In 2024, the repayment capacity of INGRID FINANCE 2010 (10.30) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 4.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 45.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

4.798

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

45.733

Liquidity indicators evolution
INGRID FINANCE 2010

Sector positioning

Liquidity ratio
4.8 2024
2022
2023
2024
Q1: 142.73
Med: 746.83
Q3: 3595.15
Watch

In 2024, the liquidity ratio of INGRID FINANCE 2010 (4.80) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
45.73x 2024
2022
2023
2024
Q1: -27.99x
Med: 0.0x
Q3: 0.0x
Excellent

In 2024, the interest coverage of INGRID FINANCE 2010 (45.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 462 days. Excellent situation: suppliers finance 461 days of the operating cycle (retail model). WCR is negative (-622 days): operations structurally generate cash. Over 2016-2024, WCR increased by +55%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-19 717 733 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

462 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-622 j

WCR and payment terms evolution
INGRID FINANCE 2010

Positioning of INGRID FINANCE 2010 in its sector

Comparison with sector Supports juridiques de gestion de patrimoine mobilier

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of INGRID FINANCE 2010 is estimated at 19 047 507 € (range 8 292 160€ - 40 435 351€). With an EBITDA of 11 343 044€, the sector multiple of 2.5x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
8292k€ 19047k€ 40435k€
19 047 507 € Range: 8 292 160€ - 40 435 351€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
11 343 044 € × 2.5x
Estimation 28 904 735 €
12 871 487€ - 56 834 573€
Revenue Multiple 30%
11 421 168 € × 0.30x
Estimation 3 483 332 €
1 853 072€ - 9 638 270€
Net Income Multiple 20%
5 304 597 € × 3.3x
Estimation 17 750 703 €
6 502 478€ - 45 632 921€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Supports juridiques de gestion de patrimoine mobilier)

Compare INGRID FINANCE 2010 with other companies in the same sector:

Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine mobilier

Frequently asked questions about INGRID FINANCE 2010

What is the revenue of INGRID FINANCE 2010 ?

The revenue of INGRID FINANCE 2010 in 2024 is 11.4 M€.

Is INGRID FINANCE 2010 profitable?

Yes, INGRID FINANCE 2010 generated a net profit of 5.3 M€ in 2024.

Where is the headquarters of INGRID FINANCE 2010 ?

The headquarters of INGRID FINANCE 2010 is located in PUTEAUX (92800), in the department Hauts-de-Seine.

Where to find the tax return of INGRID FINANCE 2010 ?

The tax return of INGRID FINANCE 2010 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does INGRID FINANCE 2010 operate?

INGRID FINANCE 2010 operates in the sector Supports juridiques de gestion de patrimoine mobilier (NAF code 66.19A). See the 'Sector positioning' section above to compare the company with its competitors.