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INFINI ASSURANCES ET PATRIMOINE : revenue, balance sheet and financial ratios

INFINI ASSURANCES ET PATRIMOINE is a French company founded 5 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VILLEREAU (59530), this company of category PME shows in 2022 a revenue of 98 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - INFINI ASSURANCES ET PATRIMOINE (SIREN 893782813)
Indicator 2024 2023 2022 2021
Revenue N/C N/C 98 015 € N/C
Net income 22 356 € 23 864 € 46 679 € 48 090 €
EBITDA N/C N/C 51 902 € N/C
Net margin N/C N/C 47.6% N/C

Revenue and income statement

In 2024, INFINI ASSURANCES ET PATRIMOINE generates positive net income of 22 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2021-2024: 48 k€ -> 22 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

22 356 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

7.077%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

79.274%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

42.4%

Solvency indicators evolution
INFINI ASSURANCES ET PATRIMOINE

Sector positioning

Debt ratio
7.08 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Good +23 pts over 3 years

In 2024, the debt ratio of INFINI ASSURANCES ET PATR... (7.08) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
79.27% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Excellent

In 2024, the financial autonomy of INFINI ASSURANCES ET PATR... (79.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Good

In 2022, the repayment capacity of INFINI ASSURANCES ET PATR... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 620.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

620.885

Liquidity indicators evolution
INFINI ASSURANCES ET PATRIMOINE

Sector positioning

Liquidity ratio
620.88 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Excellent

In 2024, the liquidity ratio of INFINI ASSURANCES ET PATR... (620.88) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.09x
Average

In 2022, the interest coverage of INFINI ASSURANCES ET PATR... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
INFINI ASSURANCES ET PATRIMOINE

Positioning of INFINI ASSURANCES ET PATRIMOINE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of INFINI ASSURANCES ET PATRIMOINE is estimated at 44 995 € (range 21 283€ - 205 443€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
21k€ 44k€ 205k€
44 995 € Range: 21 283€ - 205 443€
NAF 5 all-time

Valuation method used

Net Income Multiple
22 356 € × 2.0x = 44 995 €
Range: 21 284€ - 205 444€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare INFINI ASSURANCES ET PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about INFINI ASSURANCES ET PATRIMOINE

What is the revenue of INFINI ASSURANCES ET PATRIMOINE ?

The revenue of INFINI ASSURANCES ET PATRIMOINE in 2022 is 98 k€.

Is INFINI ASSURANCES ET PATRIMOINE profitable?

Yes, INFINI ASSURANCES ET PATRIMOINE generated a net profit of 22 k€ in 2024.

Where is the headquarters of INFINI ASSURANCES ET PATRIMOINE ?

The headquarters of INFINI ASSURANCES ET PATRIMOINE is located in VILLEREAU (59530), in the department Nord.

Where to find the tax return of INFINI ASSURANCES ET PATRIMOINE ?

The tax return of INFINI ASSURANCES ET PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does INFINI ASSURANCES ET PATRIMOINE operate?

INFINI ASSURANCES ET PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.