IMMOBILIERE COPARGEST : revenue, balance sheet and financial ratios

IMMOBILIERE COPARGEST is a French company founded 35 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in ROANNE (42300), this company of category PME shows in 2025 a revenue of 6 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - IMMOBILIERE COPARGEST (SIREN 379608169)
Indicator 2025 2024 2022 2021 2020 2019 2018 2017 2016
Revenue 6 000 € 1 000 € 12 000 € 12 000 € 12 000 € 12 000 € 12 000 € 36 000 € 30 000 €
Net income 23 264 € 26 052 € -3 533 € 2 298 € 3 433 € 11 595 € -15 592 € 22 976 € 17 821 €
EBITDA -1 513 € -9 696 € -4 158 € 2 704 € 4 039 € 3 641 € 5 280 € 27 029 € 21 010 €
Net margin 387.7% 2605.2% -29.4% 19.1% 28.6% 96.6% -129.9% 63.8% 59.4%

Revenue and income statement

In 2025, IMMOBILIERE COPARGEST achieves revenue of 6 k€. Revenue is declining over the period 2016-2025 (CAGR: -16.4%). Vs 2024, growth of +500% (1 k€ -> 6 k€). After deducting consumption (0 €), gross margin stands at 6 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2 k€, representing -25.2% of revenue. Positive scissor effect: EBITDA margin improves by +944.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 23 k€, i.e. 387.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

6 000 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

6 000 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 513 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 715 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

23 264 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-25.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 277.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

99.325%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

277.317%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

68.3%

Solvency indicators evolution
IMMOBILIERE COPARGEST

Sector positioning

Debt ratio
0.0 2025
2022
2024
2025
Q1: 0.0
Med: 8.6
Q3: 105.48
Excellent -36 pts over 3 years

In 2025, the debt ratio of IMMOBILIERE COPARGEST (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
99.33% 2025
2022
2024
2025
Q1: 4.5%
Med: 47.12%
Q3: 86.18%
Excellent +23 pts over 3 years

In 2025, the financial autonomy of IMMOBILIERE COPARGEST (99.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2025
2022
2024
2025
Q1: 0.0 years
Med: 1.02 years
Q3: 9.03 years
Excellent

In 2025, the repayment capacity of IMMOBILIERE COPARGEST (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 14715.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

14715.236

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
IMMOBILIERE COPARGEST

Sector positioning

Liquidity ratio
14715.24 2025
2022
2024
2025
Q1: 94.89
Med: 385.78
Q3: 1921.45
Excellent +20 pts over 3 years

In 2025, the liquidity ratio of IMMOBILIERE COPARGEST (14715.24) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2025
2022
2024
2025
Q1: -0.08x
Med: 0.0x
Q3: 12.13x
Good +25 pts over 3 years

In 2025, the interest coverage of IMMOBILIERE COPARGEST (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 420 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 71 days. The gap of 349 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 516 days of revenue, i.e. 9 k€ to permanently finance. Notable WCR improvement over the period (-63%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

8 598 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

420 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

71 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

516 j

WCR and payment terms evolution
IMMOBILIERE COPARGEST

Positioning of IMMOBILIERE COPARGEST in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 117 transactions of similar company sales in 2025, the value of IMMOBILIERE COPARGEST is estimated at 46 430 € (range 13 277€ - 108 106€). The price/revenue ratio is 0.92x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
117 transactions
13k€ 46k€ 108k€
46 430 € Range: 13 277€ - 108 106€
NAF 5 année 2025

Valuation detail by method

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Revenue Multiple 30%
6 000 € × 0.92x
Estimation 5 510 €
2 587€ - 12 994€
Net Income Multiple 20%
23 264 € × 4.6x
Estimation 107 813 €
29 313€ - 250 776€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare IMMOBILIERE COPARGEST with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about IMMOBILIERE COPARGEST

What is the revenue of IMMOBILIERE COPARGEST ?

The revenue of IMMOBILIERE COPARGEST in 2025 is 6 k€.

Is IMMOBILIERE COPARGEST profitable?

Yes, IMMOBILIERE COPARGEST generated a net profit of 23 k€ in 2025.

Where is the headquarters of IMMOBILIERE COPARGEST ?

The headquarters of IMMOBILIERE COPARGEST is located in ROANNE (42300), in the department Loire.

Where to find the tax return of IMMOBILIERE COPARGEST ?

The tax return of IMMOBILIERE COPARGEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does IMMOBILIERE COPARGEST operate?

IMMOBILIERE COPARGEST operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.