IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE : revenue, balance sheet and financial ratios

IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in WASSY (52130), this company of category PME shows in 2024 a revenue of 57 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE (SIREN 492035514)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 57 366 € 105 846 € 148 591 € 563 161 € 666 311 € 603 029 € 592 428 € 1 121 125 €
Net income -1 987 586 € -1 096 621 € -1 065 025 € -122 073 € -115 143 € -212 908 € 20 824 € -36 311 €
EBITDA -688 076 € -142 248 € -67 596 € -288 227 € -252 382 € -309 085 € -325 104 € -398 177 €
Net margin -3464.7% -1036.1% -716.7% -21.7% -17.3% -35.3% 3.5% -3.2%

Revenue and income statement

In 2024, IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE achieves revenue of 57 k€. Revenue is declining over the period 2017-2024 (CAGR: -34.6%). Significant drop of -46% vs 2023. After deducting consumption (0 €), gross margin stands at 57 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -688 k€, representing -1199.4% of revenue. Warning negative scissor effect: despite revenue change (-46%), EBITDA varies by -384%, reducing margin by 1065.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -2.0 M€ (-3464.7% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

57 366 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

57 366 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-688 076 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 710 260 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 987 586 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1199.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.526%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

78.803%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1181.899%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.078

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

12.7%

Solvency indicators evolution
IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE

Sector positioning

Debt ratio
0.53 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Good

In 2024, the debt ratio of IMMOBILIERE CHAMPAGNE-ARD... (0.53) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
78.8% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Good -11 pts over 3 years

In 2024, the financial autonomy of IMMOBILIERE CHAMPAGNE-ARD... (78.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-0.08 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Excellent -30 pts over 3 years

In 2024, the repayment capacity of IMMOBILIERE CHAMPAGNE-ARD... (-0.08) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1869.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1869.693

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-35.383

Liquidity indicators evolution
IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE

Sector positioning

Liquidity ratio
1869.69 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Good -16 pts over 3 years

In 2024, the liquidity ratio of IMMOBILIERE CHAMPAGNE-ARD... (1869.69) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-35.38x 2024
2022
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Average +13 pts over 3 years

In 2024, the interest coverage of IMMOBILIERE CHAMPAGNE-ARD... (-35.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 173 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. The gap of 142 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 12920 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 2484 days of revenue, i.e. 396 k€ to permanently finance. Notable WCR improvement over the period (-81%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

395 768 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

173 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

31 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

12920 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

2484 j

WCR and payment terms evolution
IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE

Positioning of IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE is estimated at 33 775 € (range 21 012€ - 40 152€). The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
21k€ 33k€ 40k€
33 775 € Range: 21 012€ - 40 152€
NAF 5 année 2024

Valuation method used

Revenue Multiple
57 366 € × 0.59x = 33 775 €
Range: 21 013€ - 40 153€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE

What is the revenue of IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE ?

The revenue of IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE in 2024 is 57 k€.

Is IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE profitable?

IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE recorded a net loss in 2024.

Where is the headquarters of IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE ?

The headquarters of IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE is located in WASSY (52130), in the department Haute-Marne.

Where to find the tax return of IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE ?

The tax return of IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE operate?

IMMOBILIERE CHAMPAGNE-ARDENNE LORRAINE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.