IMMOBILIER PROVENCE MEDITERRANEE : revenue, balance sheet and financial ratios

IMMOBILIER PROVENCE MEDITERRANEE is a French company founded 18 years ago, specialized in the sector Agences immobilières. Based in MARSEILLE (13003), this company of category PME shows in 2022 a revenue of 660 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - IMMOBILIER PROVENCE MEDITERRANEE (SIREN 499591428)
Indicator 2022 2021 2020 2019
Revenue 659 640 € 733 710 € 686 003 € 470 716 €
Net income 93 658 € 119 665 € 124 989 € 13 430 €
EBITDA 165 538 € 202 293 € 186 714 € 41 850 €
Net margin 14.2% 16.3% 18.2% 2.9%

Revenue and income statement

In 2022, IMMOBILIER PROVENCE MEDITERRANEE achieves revenue of 660 k€. Over the period 2019-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +11.9%. Significant drop of -10% vs 2021. After deducting consumption (54 €), gross margin stands at 660 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 166 k€, representing 25.1% of revenue. Warning negative scissor effect: despite revenue change (-10%), EBITDA varies by -18%, reducing margin by 2.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 94 k€, i.e. 14.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

659 640 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

659 586 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

165 538 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

114 582 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

93 658 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

25.1%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 23.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

19.464%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.29%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

23.27%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.26

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

44.4%

Solvency indicators evolution
IMMOBILIER PROVENCE MEDITERRANEE

Sector positioning

Debt ratio
19.46 2022
2020
2021
2022
Q1: 0.02
Med: 16.21
Q3: 78.36
Average

In 2022, the debt ratio of IMMOBILIER PROVENCE MEDIT... (19.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
10.29% 2022
2020
2021
2022
Q1: 7.62%
Med: 32.76%
Q3: 61.76%
Average

In 2022, the financial autonomy of IMMOBILIER PROVENCE MEDIT... (10.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.26 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.01 years
Q3: 1.65 years
Average

In 2022, the repayment capacity of IMMOBILIER PROVENCE MEDIT... (0.26) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 196.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

196.683

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.642

Liquidity indicators evolution
IMMOBILIER PROVENCE MEDITERRANEE

Sector positioning

Liquidity ratio
196.68 2022
2020
2021
2022
Q1: 112.52
Med: 195.1
Q3: 419.33
Good +7 pts over 3 years

In 2022, the liquidity ratio of IMMOBILIER PROVENCE MEDIT... (196.68) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.64x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 1.34x
Good -9 pts over 3 years

In 2022, the interest coverage of IMMOBILIER PROVENCE MEDIT... (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 229 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 99 days. The gap of 130 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 126 days of revenue, i.e. 230 k€ to permanently finance. Over 2019-2022, WCR increased by +930%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

230 122 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

229 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

99 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

126 j

WCR and payment terms evolution
IMMOBILIER PROVENCE MEDITERRANEE

Positioning of IMMOBILIER PROVENCE MEDITERRANEE in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 98 transactions of similar company sales in 2022, the value of IMMOBILIER PROVENCE MEDITERRANEE is estimated at 166 818 € (range 102 269€ - 422 623€). With an EBITDA of 165 538€, the sector multiple of 0.8x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
98 tx
102k€ 166k€ 422k€
166 818 € Range: 102 269€ - 422 623€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
165 538 € × 0.8x
Estimation 138 047 €
98 377€ - 443 925€
Revenue Multiple 30%
659 640 € × 0.30x
Estimation 198 080 €
111 760€ - 360 135€
Net Income Multiple 20%
93 658 € × 2.0x
Estimation 191 855 €
97 766€ - 463 103€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare IMMOBILIER PROVENCE MEDITERRANEE with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about IMMOBILIER PROVENCE MEDITERRANEE

What is the revenue of IMMOBILIER PROVENCE MEDITERRANEE ?

The revenue of IMMOBILIER PROVENCE MEDITERRANEE in 2022 is 660 k€.

Is IMMOBILIER PROVENCE MEDITERRANEE profitable?

Yes, IMMOBILIER PROVENCE MEDITERRANEE generated a net profit of 94 k€ in 2022.

Where is the headquarters of IMMOBILIER PROVENCE MEDITERRANEE ?

The headquarters of IMMOBILIER PROVENCE MEDITERRANEE is located in MARSEILLE (13003), in the department Bouches-du-Rhone.

Where to find the tax return of IMMOBILIER PROVENCE MEDITERRANEE ?

The tax return of IMMOBILIER PROVENCE MEDITERRANEE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does IMMOBILIER PROVENCE MEDITERRANEE operate?

IMMOBILIER PROVENCE MEDITERRANEE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.