IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE is a French company
founded 11 years ago,
specialized in the sector Agences immobilières.
Based in AMIENS (80000),
this company of category GE
shows in 2024 a revenue of 1.3 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE achieves revenue of 1.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.7%. Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 452 k€, representing 34.3% of revenue. Warning negative scissor effect: despite revenue change (+3%), EBITDA varies by -30%, reducing margin by 16.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 354 k€, i.e. 26.9% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
1 317 256 €
Gross margin (2024)
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Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
1 317 256 €
EBITDA (2024)
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Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
451 548 €
EBIT (2024)
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EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
462 733 €
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
353 766 €
EBITDA margin (2024)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
34.3%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 26.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.0%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
88.952%
Cash flow / Revenue (2024)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
26.223%
Repayment capacity (2024)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.0
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.711
0.0
Financial autonomy
47.096
52.332
60.816
64.72
71.525
78.285
86.126
89.189
88.952
Repayment capacity
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.058
0.0
Cash flow / Revenue
27.316%
25.354%
28.089%
25.833%
26.935%
22.88%
16.384%
29.525%
26.223%
Sector positioning
Debt ratio
0.02024
2022
2023
2024
Q1: 0.0
Med: 9.94
Q3: 66.37
Excellent
In 2024, the debt ratio of IMMOBILIER NEUF - CREDIT ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
88.95%2024
2022
2023
2024
Q1: 2.93%
Med: 25.86%
Q3: 59.99%
Excellent
In 2024, the financial autonomy of IMMOBILIER NEUF - CREDIT ... (89.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.0 years2024
2022
2023
2024
Q1: -0.06 years
Med: 0.0 years
Q3: 1.48 years
Good+25 pts over 3 years
In 2024, the repayment capacity of IMMOBILIER NEUF - CREDIT ... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 900.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
900.379
Interest coverage (2024)
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Interest coverage
Definition
Ability to cover interest charges with operating income.
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
188.593
203.806
251.161
278.729
334.822
441.494
691.477
976.561
900.379
Interest coverage
0.0
0.0
0.0
0.0
0.045
1.733
0.497
22.891
0.0
Sector positioning
Liquidity ratio
900.382024
2022
2023
2024
Q1: 103.88
Med: 180.17
Q3: 474.31
Excellent
In 2024, the liquidity ratio of IMMOBILIER NEUF - CREDIT ... (900.38) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.0x2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.31x
Average-34 pts over 3 years
In 2024, the interest coverage of IMMOBILIER NEUF - CREDIT ... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 46 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 164 days. Excellent situation: suppliers finance 118 days of the operating cycle (retail model). Overall, WCR represents 12 days of revenue, i.e. 44 k€ to permanently finance. Notable WCR improvement over the period (-71%), freeing up cash.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
43 667 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
46 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
164 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2024)
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WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
149 279 €
452 563 €
491 399 €
799 992 €
561 978 €
728 182 €
435 189 €
-46 768 €
43 667 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
96
156
113
171
133
164
127
17
46
Supplier payment term (days)
76
93
100
108
93
80
57
96
164
Positioning of IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 64 transactions of similar company sales
in 2024,
the value of IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE is estimated at
1 187 520 €
(range 482 911€ - 1 813 191€).
With an EBITDA of 451 548€, the sector multiple of 3.1x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
64 tx
482k€1187k€1813k€
1 187 520 €Range: 482 911€ - 1 813 191€
NAF 5 année 2024
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
451 548 €×3.1x
Estimation1 406 319 €
506 674€ - 1 464 302€
Revenue Multiple30%
1 317 256 €×0.33x
Estimation432 268 €
245 515€ - 983 888€
Net Income Multiple20%
353 766 €×5.0x
Estimation1 773 404 €
779 601€ - 3 929 368€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE with other companies in the same sector:
What is the revenue of IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE ?
The revenue of IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE in 2024 is 1.3 M€.
Is IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE profitable?
Yes, IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE generated a net profit of 354 k€ in 2024.
Where is the headquarters of IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE ?
The headquarters of IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE is located in AMIENS (80000), in the department Somme.
Where to find the tax return of IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE ?
The tax return of IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE operate?
IMMOBILIER NEUF - CREDIT AGRICOLE BRIE PICARDIE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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