IMMO DE FRANCE SUD MASSIF CENTRAL : revenue, balance sheet and financial ratios

IMMO DE FRANCE SUD MASSIF CENTRAL is a French company founded 33 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in RODEZ (12000), this company of category PME shows in 2024 a revenue of 2.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - IMMO DE FRANCE SUD MASSIF CENTRAL (SIREN 389114695)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 2 646 462 € 2 446 903 € 2 517 090 € 2 280 521 € 2 251 690 € 2 217 824 € 1 982 542 € 1 955 244 € 1 927 633 €
Net income 341 263 € 404 300 € 255 172 € 266 563 € 365 809 € 317 305 € 429 290 € 257 711 € 261 801 €
EBITDA 147 634 € 192 026 € 313 303 € 257 949 € 351 278 € 307 373 € 198 768 € 154 365 € 211 799 €
Net margin 12.9% 16.5% 10.1% 11.7% 16.2% 14.3% 21.7% 13.2% 13.6%

Revenue and income statement

In 2024, IMMO DE FRANCE SUD MASSIF CENTRAL achieves revenue of 2.6 M€. Revenue is growing positively over 9 years (CAGR: +4.0%). Vs 2023: +8%. After deducting consumption (0 €), gross margin stands at 2.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 148 k€, representing 5.6% of revenue. Warning negative scissor effect: despite revenue change (+8%), EBITDA varies by -23%, reducing margin by 2.3 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 341 k€, i.e. 12.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 646 462 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 646 462 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

147 634 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

107 423 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

341 263 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 85%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 13.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

84.812%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

26.092%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

13.005%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

12.385

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

40.5%

Solvency indicators evolution
IMMO DE FRANCE SUD MASSIF CENTRAL

Sector positioning

Debt ratio
84.81 2024
2022
2023
2024
Q1: 0.0
Med: 9.88
Q3: 66.83
Average +40 pts over 3 years

In 2024, the debt ratio of IMMO DE FRANCE SUD MASSIF... (84.81) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
26.09% 2024
2022
2023
2024
Q1: 3.12%
Med: 14.33%
Q3: 43.68%
Good -5 pts over 3 years

In 2024, the financial autonomy of IMMO DE FRANCE SUD MASSIF... (26.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
12.38 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.18 years
Q3: 4.28 years
Average +22 pts over 3 years

In 2024, the repayment capacity of IMMO DE FRANCE SUD MASSIF... (12.38) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 143.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

143.467

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

22.661

Liquidity indicators evolution
IMMO DE FRANCE SUD MASSIF CENTRAL

Sector positioning

Liquidity ratio
143.47 2024
2022
2023
2024
Q1: 100.01
Med: 116.56
Q3: 409.44
Good

In 2024, the liquidity ratio of IMMO DE FRANCE SUD MASSIF... (143.47) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
22.66x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 7.69x
Excellent +17 pts over 3 years

In 2024, the interest coverage of IMMO DE FRANCE SUD MASSIF... (22.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 24 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. Favorable situation: supplier credit is longer than customer credit by 4 days. WCR is negative (-1202 days): operations structurally generate cash. Notable WCR improvement over the period (-55%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-8 838 998 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

24 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

28 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-1202 j

WCR and payment terms evolution
IMMO DE FRANCE SUD MASSIF CENTRAL

Positioning of IMMO DE FRANCE SUD MASSIF CENTRAL in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of IMMO DE FRANCE SUD MASSIF CENTRAL is estimated at 476 757 € (range 177 491€ - 1 258 557€). With an EBITDA of 147 634€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
177k€ 476k€ 1258k€
476 757 € Range: 177 491€ - 1 258 557€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
147 634 € × 1.3x
Estimation 195 803 €
68 128€ - 590 761€
Revenue Multiple 30%
2 646 462 € × 0.29x
Estimation 755 181 €
364 000€ - 1 647 509€
Net Income Multiple 20%
341 263 € × 2.2x
Estimation 761 511 €
171 137€ - 2 344 621€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare IMMO DE FRANCE SUD MASSIF CENTRAL with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about IMMO DE FRANCE SUD MASSIF CENTRAL

What is the revenue of IMMO DE FRANCE SUD MASSIF CENTRAL ?

The revenue of IMMO DE FRANCE SUD MASSIF CENTRAL in 2024 is 2.6 M€.

Is IMMO DE FRANCE SUD MASSIF CENTRAL profitable?

Yes, IMMO DE FRANCE SUD MASSIF CENTRAL generated a net profit of 341 k€ in 2024.

Where is the headquarters of IMMO DE FRANCE SUD MASSIF CENTRAL ?

The headquarters of IMMO DE FRANCE SUD MASSIF CENTRAL is located in RODEZ (12000), in the department Aveyron.

Where to find the tax return of IMMO DE FRANCE SUD MASSIF CENTRAL ?

The tax return of IMMO DE FRANCE SUD MASSIF CENTRAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does IMMO DE FRANCE SUD MASSIF CENTRAL operate?

IMMO DE FRANCE SUD MASSIF CENTRAL operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.