IMMEUBLES ET COMMERCES : revenue, balance sheet and financial ratios

IMMEUBLES ET COMMERCES is a French company founded 14 years ago, specialized in the sector Agences immobilières. Based in ARRAS (62000), this company of category PME shows in 2020 a revenue of 362 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - IMMEUBLES ET COMMERCES (SIREN 539263509)
Indicator 2020 2019 2018 2017
Revenue 361 718 € 602 083 € 710 834 € 483 510 €
Net income 11 285 € 65 673 € 224 082 € 172 087 €
EBITDA 49 449 € 97 338 € 367 593 € 274 252 €
Net margin 3.1% 10.9% 31.5% 35.6%

Revenue and income statement

In 2020, IMMEUBLES ET COMMERCES achieves revenue of 362 k€. Revenue is declining over the period 2017-2020 (CAGR: -9.2%). Significant drop of -40% vs 2019. After deducting consumption (0 €), gross margin stands at 362 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 49 k€, representing 13.7% of revenue. Warning negative scissor effect: despite revenue change (-40%), EBITDA varies by -49%, reducing margin by 2.5 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 11 k€, i.e. 3.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

361 718 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

361 718 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

49 449 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

47 194 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

11 285 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

13.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 31%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

31.317%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

51.96%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.395%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

12.273

Solvency indicators evolution
IMMEUBLES ET COMMERCES

Sector positioning

Debt ratio
31.32 2020
2018
2019
2020
Q1: 0.02
Med: 18.52
Q3: 93.75
Average +29 pts over 3 years

In 2020, the debt ratio of IMMEUBLES ET COMMERCES (31.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
51.96% 2020
2018
2019
2020
Q1: 7.64%
Med: 31.23%
Q3: 59.48%
Good -7 pts over 3 years

In 2020, the financial autonomy of IMMEUBLES ET COMMERCES (52.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
12.27 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.03 years
Q3: 2.02 years
Average +31 pts over 3 years

In 2020, the repayment capacity of IMMEUBLES ET COMMERCES (12.27) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 150 days. Excellent situation: suppliers finance 150 days of the operating cycle (retail model). WCR is negative (-208 days): operations structurally generate cash.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-208 907 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

150 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-208 j

WCR and payment terms evolution
IMMEUBLES ET COMMERCES

Positioning of IMMEUBLES ET COMMERCES in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 99 transactions of similar company sales in 2020, the value of IMMEUBLES ET COMMERCES is estimated at 89 908 € (range 44 108€ - 254 543€). With an EBITDA of 49 449€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
99 tx
44k€ 89k€ 254k€
89 908 € Range: 44 108€ - 254 543€
NAF 5 année 2020

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
49 449 € × 2.2x
Estimation 109 820 €
50 230€ - 323 521€
Revenue Multiple 30%
361 718 € × 0.27x
Estimation 97 722 €
57 559€ - 208 485€
Net Income Multiple 20%
11 285 € × 2.5x
Estimation 28 407 €
8 632€ - 151 188€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare IMMEUBLES ET COMMERCES with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about IMMEUBLES ET COMMERCES

What is the revenue of IMMEUBLES ET COMMERCES ?

The revenue of IMMEUBLES ET COMMERCES in 2020 is 362 k€.

Is IMMEUBLES ET COMMERCES profitable?

Yes, IMMEUBLES ET COMMERCES generated a net profit of 11 k€ in 2020.

Where is the headquarters of IMMEUBLES ET COMMERCES ?

The headquarters of IMMEUBLES ET COMMERCES is located in ARRAS (62000), in the department Pas-de-Calais.

Where to find the tax return of IMMEUBLES ET COMMERCES ?

The tax return of IMMEUBLES ET COMMERCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does IMMEUBLES ET COMMERCES operate?

IMMEUBLES ET COMMERCES operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.