IMAGINE MANAGEMENT ET FINANCES : revenue, balance sheet and financial ratios

IMAGINE MANAGEMENT ET FINANCES is a French company founded 9 years ago, specialized in the sector Activités des sièges sociaux. Based in CHARLEVILLE-MEZIERES (08000), this company of category PME shows in 2024 a revenue of 363 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - IMAGINE MANAGEMENT ET FINANCES (SIREN 822697355)
Indicator 2024 2020 2019 2018 2017 2016
Revenue 362 944 € 305 227 € 303 520 € 267 180 € 274 680 € N/C
Net income 252 907 € 42 961 € 32 830 € 530 566 € 39 023 € -14 908 €
EBITDA 49 663 € 38 915 € 34 610 € 26 616 € 47 472 € -14 907 €
Net margin 69.7% 14.1% 10.8% 198.6% 14.2% N/C

Revenue and income statement

In 2024, IMAGINE MANAGEMENT ET FINANCES achieves revenue of 363 k€. Revenue is growing positively over 6 years (CAGR: +4.1%). Vs 2020, growth of +19% (305 k€ -> 363 k€). After deducting consumption (0 €), gross margin stands at 363 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 50 k€, representing 13.7% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 253 k€, i.e. 69.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

362 944 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

362 944 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

49 663 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

57 815 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

252 907 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

13.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 68%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 69.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

68.351%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

58.597%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

69.474%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

5.637

Solvency indicators evolution
IMAGINE MANAGEMENT ET FINANCES

Sector positioning

Debt ratio
68.35 2024
2019
2020
2024
Q1: 0.06
Med: 14.64
Q3: 89.5
Average +14 pts over 3 years

In 2024, the debt ratio of IMAGINE MANAGEMENT ET FIN... (68.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
58.6% 2024
2019
2020
2024
Q1: 11.6%
Med: 51.97%
Q3: 85.23%
Good -10 pts over 3 years

In 2024, the financial autonomy of IMAGINE MANAGEMENT ET FIN... (58.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
5.64 years 2024
2019
2020
2024
Q1: 0.0 years
Med: 0.21 years
Q3: 3.74 years
Average

In 2024, the repayment capacity of IMAGINE MANAGEMENT ET FIN... (5.64) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 5390.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 140.8x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

5390.389

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

140.805

Liquidity indicators evolution
IMAGINE MANAGEMENT ET FINANCES

Sector positioning

Liquidity ratio
5390.39 2024
2019
2020
2024
Q1: 116.82
Med: 458.52
Q3: 2178.3
Excellent

In 2024, the liquidity ratio of IMAGINE MANAGEMENT ET FIN... (5390.39) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
140.81x 2024
2019
2020
2024
Q1: -45.38x
Med: 0.0x
Q3: 2.89x
Excellent

In 2024, the interest coverage of IMAGINE MANAGEMENT ET FIN... (140.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. Favorable situation: supplier credit is longer than customer credit by 24 days. Overall, WCR represents 1994 days of revenue, i.e. 2.0 M€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 009 944 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

24 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1994 j

WCR and payment terms evolution
IMAGINE MANAGEMENT ET FINANCES

Positioning of IMAGINE MANAGEMENT ET FINANCES in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 103 transactions of similar company sales in 2024, the value of IMAGINE MANAGEMENT ET FINANCES is estimated at 646 975 € (range 206 235€ - 1 584 699€). With an EBITDA of 49 663€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
206k€ 646k€ 1584k€
646 975 € Range: 206 235€ - 1 584 699€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
49 663 € × 5.0x
Estimation 249 870 €
43 013€ - 413 362€
Revenue Multiple 30%
362 944 € × 0.38x
Estimation 137 054 €
65 324€ - 276 802€
Net Income Multiple 20%
252 907 € × 9.5x
Estimation 2 404 619 €
825 658€ - 6 474 886€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare IMAGINE MANAGEMENT ET FINANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about IMAGINE MANAGEMENT ET FINANCES

What is the revenue of IMAGINE MANAGEMENT ET FINANCES ?

The revenue of IMAGINE MANAGEMENT ET FINANCES in 2024 is 363 k€.

Is IMAGINE MANAGEMENT ET FINANCES profitable?

Yes, IMAGINE MANAGEMENT ET FINANCES generated a net profit of 253 k€ in 2024.

Where is the headquarters of IMAGINE MANAGEMENT ET FINANCES ?

The headquarters of IMAGINE MANAGEMENT ET FINANCES is located in CHARLEVILLE-MEZIERES (08000), in the department Ardennes.

Where to find the tax return of IMAGINE MANAGEMENT ET FINANCES ?

The tax return of IMAGINE MANAGEMENT ET FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does IMAGINE MANAGEMENT ET FINANCES operate?

IMAGINE MANAGEMENT ET FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.