ILLUMBE AUTOMOBILE : revenue, balance sheet and financial ratios

ILLUMBE AUTOMOBILE is a French company founded 18 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in SAINT MARTIN D'ARBEROUE (64640), this company of category PME shows in 2025 a revenue of 450 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ILLUMBE AUTOMOBILE (SIREN 503973034)
Indicator 2025 2024 2023 2022 2019 2018 2017
Revenue 450 029 € 431 353 € 455 916 € 428 835 € 592 262 € 400 281 € 540 113 €
Net income 14 283 € 11 691 € 17 939 € 14 037 € 351 € -258 € -351 €
EBITDA 24 298 € 20 764 € 28 329 € -62 995 € 11 065 € -64 964 € 9 141 €
Net margin 3.2% 2.7% 3.9% 3.3% 0.1% -0.1% -0.1%

Revenue and income statement

In 2025, ILLUMBE AUTOMOBILE achieves revenue of 450 k€. Activity remains stable over the period (CAGR: -2.3%). Vs 2024: +4%. After deducting consumption (257 k€), gross margin stands at 193 k€, i.e. a rate of 43%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 24 k€, representing 5.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 3.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

450 029 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

193 368 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

24 298 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

17 122 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

14 283 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.4%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 135%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

134.941%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

36.619%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.638%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

6.46

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

35.6%

Solvency indicators evolution
ILLUMBE AUTOMOBILE

Sector positioning

Debt ratio
134.94 2025
2023
2024
2025
Q1: 6.43
Med: 21.08
Q3: 56.83
Average

In 2025, the debt ratio of ILLUMBE AUTOMOBILE (134.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
36.62% 2025
2023
2024
2025
Q1: 33.84%
Med: 54.07%
Q3: 68.28%
Average

In 2025, the financial autonomy of ILLUMBE AUTOMOBILE (36.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
6.46 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.64 years
Q3: 1.9 years
Watch

In 2025, the repayment capacity of ILLUMBE AUTOMOBILE (6.46) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 601.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.9x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

601.001

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.852

Liquidity indicators evolution
ILLUMBE AUTOMOBILE

Sector positioning

Liquidity ratio
601.0 2025
2023
2024
2025
Q1: 168.43
Med: 250.02
Q3: 363.13
Excellent

In 2025, the liquidity ratio of ILLUMBE AUTOMOBILE (601.00) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.85x 2025
2023
2024
2025
Q1: 0.0x
Med: 1.27x
Q3: 5.52x
Average -13 pts over 3 years

In 2025, the interest coverage of ILLUMBE AUTOMOBILE (0.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 6 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. Favorable situation: supplier credit is longer than customer credit by 7 days. Inventory turnover is 116 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 149 days of revenue, i.e. 186 k€ to permanently finance. Over 2017-2025, WCR increased by +84%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

185 952 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

6 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

13 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

116 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

149 j

WCR and payment terms evolution
ILLUMBE AUTOMOBILE

Positioning of ILLUMBE AUTOMOBILE in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 131 transactions of similar company sales in 2025, the value of ILLUMBE AUTOMOBILE is estimated at 113 590 € (range 68 440€ - 234 286€). With an EBITDA of 24 298€, the sector multiple of 3.0x is applied. The price/revenue ratio is 0.50x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
131 transactions
68k€ 113k€ 234k€
113 590 € Range: 68 440€ - 234 286€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
24 298 € × 3.0x
Estimation 72 005 €
32 894€ - 154 331€
Revenue Multiple 30%
450 029 € × 0.50x
Estimation 225 785 €
151 344€ - 463 108€
Net Income Multiple 20%
14 283 € × 3.4x
Estimation 49 263 €
32 952€ - 90 944€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 131 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare ILLUMBE AUTOMOBILE with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about ILLUMBE AUTOMOBILE

What is the revenue of ILLUMBE AUTOMOBILE ?

The revenue of ILLUMBE AUTOMOBILE in 2025 is 450 k€.

Is ILLUMBE AUTOMOBILE profitable?

Yes, ILLUMBE AUTOMOBILE generated a net profit of 14 k€ in 2025.

Where is the headquarters of ILLUMBE AUTOMOBILE ?

The headquarters of ILLUMBE AUTOMOBILE is located in SAINT MARTIN D'ARBEROUE (64640), in the department Pyrenees-Atlantiques.

Where to find the tax return of ILLUMBE AUTOMOBILE ?

The tax return of ILLUMBE AUTOMOBILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ILLUMBE AUTOMOBILE operate?

ILLUMBE AUTOMOBILE operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.